Home Equity Conversion Mortgages
Mortgagee Letters

Information by State  Print version

The mortgagee letters listed on this page update the policies in HUD Handbook 4235.1. All Mortgagee Letters are available online.

	2009-11 HECM for Purchase Prog
	2009-11 Attachment 1 Investment Examples
	2009-10 Counseling Requirement
	2009-07 Loan Limit Increases for FHA
	2009-07 Attachment 1 Counties at the Ceiling
	2009-07 Attachment 2 Counties between the Floor and Ceiling
	2008-38 Clarifies Repayment & Terminations
	2008-36 2009 Maximum Mortgage Limits
	2008-35 HECM Mortgage Limits Effective Immed
	2008-34 HECM Origination Fee - New Limits
	2008-33 HECM for Purchase Program
	2008-28 Prohibits Mortgagee Funded Counseling
	2008-24 Requirements on Mortgage Originators
	2008-14 Non FHA-Approved Mortgage Brokers
	2008-12 Counseling Fee
	2008-08 Fixed Interest Rate
	2007-13 ARMs Addition of LIBOR Index
	2007-08 Face-to-face Interviews
	2007-06 Property Eligibility Requirements
	2006-30 Mortgagee Approval Guidance on 4060.2 r2
	2006-25 Counseling Requirements
	2006-23 Elimination of Photo Identification Evidence
	2006-22 Extension of Principal Limit Rate Lock
	2006-20 Subordinate Liens & State & Local Court-Ordered Judgments & Judgment Liens
	2006-07 Clarification of Mortgagee Letter 06-04 - Closing Costs
	2006-06 Line of Credit Payment Option for Texas
	2005-44 National HECM Counseling Network
	2004-48 HECM Counseling Requirements Simplified
	2004-39 Signature Reduction, Clarification of Required FHA Documents and Revised Instruction to "Residential Loan Application for Reverse Mortgages"
	2004-27 Delayed Effective Date for Mortgagee Letter 2004-25 Instructions
	2004-25 Clarification of counseling requirements
	2004-22 Elimination of paper mortgage insurance certificates
	2004-18 Refinancing Existing HECMs and Revision to the HECM Calculation Software
	2003-22 Home Equity Conversion Mortgages (HECMs) -Procedural Guidance
	2003-16 Home Equity Conversion Mortgage (HECM)-Interest Rate Lock-Ins
	2002-12 Reinstatement of the Housing Counseling Notification Requirement
	2001-18 CHUMS Programming Changes for HECM Processing
	2001-16 Home Equity Conversion Mortgage Program (HECM) Servicing and Claim Issues
	2000-34 HECMs in Texas (Supplement to Mortgagee Letter 00-09 dated March 8, 2000) and instructions on using HECM Mortgage Calculation Software (Supplement to Mortgagee Letter 99-36, dated December 10, 1999)
	2000-10 Revisions to the Home Equity Conversion Mortgages (HECMs) Program
	2000-09 Home Equity Conversion Mortgages (HECMs) in Texas
	1999-36 Home Equity Conversion Mortgage Calculation Software
	1999-02 Implementation of the Final Rule - HECM Consumer Protection Measures
	1998-25 Optional New Loan Application Form
	1998-03 Servicing Fee Cap Monthly Adjustable Loans
	1997-38 Case Processing, System Issues, Coming Enhancements, Solving Roadblocks
	1997-15 Implementation of Final Rule and Other Information
	1996-15 Changes in Program Requirements
	1995-54 Implementation of Direct Endorsement Program and New Disclosure Requirements on Reverse Mortgages to Consumers
	1995-45 Lapse of Insuring Authority
	1994-44 Claims Instructions for FHA-Insured Home Equity Conversion Mortgage
	1993-22 Changes and Clarifications to HUD Handbook 4235.1
	1991-01 Implementation of Certain Provisions of the 1990 Housing Legislation
	1990-17 Changes and Amendments to HUD Handbook 4235.1
	1988-38 Home Equity Conversion Mortgage Insurance Demonstration- Procedures for Applying for Reservations of Insurance Authority

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