From: Grotheer, George H  
Sent: Tuesday, November 20, 2007 11:24 AM 
To: 'SF-Housing-Counseling-L@hudlist.hud.gov' 
Subject: Counseling Fees


On September 28, 2007, a Final Rule was published in the Federal Register at 72 FR 55638 and 
codified at 24 CFR Part 214 establishing new regulations for the Department of Housing and Urban 
Development’s (HUD) Housing Counseling Program.  Included in the final rule is a provision authorizing 
housing counseling agencies to charge fees for counseling and education. 
 

HUD is in the process of finalizing a mortgagee letter to clarify HUD policy regarding reverse mortgage 
counseling fees in light of these regulations.  Until the mortgagee letter is published, agencies must not 
charge fees for reverse mortgage counseling. 
 

Agencies may charge fees for pre-purchase, non-delinquency post-purchase, and rental counseling and 
education, provided they conform to the criteria in the final rule.  


However, no fees may be charged for clients needing homeless counseling or default counseling.  


If you have any questions please call your GTR or staff representative at the Homeownership Center in 
your jurisdiction.


Deputy Director
Program Support Division