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Duplicate MIC


	Information by State Print version

The Duplicate Mortgage Insurance Certificate (MIC) function allows a Duplicate MIC request to be previewed or printed at the Field Office and mailed to the lender. A Duplicate MIC (HUD-59100) may only be issued for a case that has been endorsed and has had an original MIC previously printed. The case must be endorsed for two weeks before requesting the printed MIC.

An online preview of the Duplicate MIC information is available for the lender to review as it will appear on the processed form. The Duplicate MIC lists general case information regarding the mortgage, mortgagee, mortgagor, property address, borrower type, and ADP code.

To run Duplicate MIC post your data to:
https://hwvauwd491.hud.gov/b2b/chums/f17kncxml.cfm

Example Input File

<?xml version='1.0' standalone='yes'?>
<MORTGAGEDATA MISMOVersionID='1.0.1'>
	<PROCESSSTATUS>
	   <ProcessStatusRequestor>Process Status Requestor.</ProcessStatusRequestor>
	   <ProcessStatusCode>update</ProcessStatusCode>
	</PROCESSSTATUS>
	<APPLICATION>
	     <AgencyCaseIdentifier>2412834298</AgencyCaseIdentifier>
	</APPLICATION>
	<PARTY PARTYID='0626609995' partyType='RequestingParty'></PARTY>
</MORTGAGEDATA>

**End of Input Fields for Duplicate MIC**
Data Item	Valid Entries	Description
<PROCESSSTATUS> <ProcessStatusCode>	Query - preview MIC information. Update - request official printed MIC.	(Required entry) Request Duplicate MIC to be previewed or to be printed and forwarded to the lender.
<APPLICATION> <AgencyCaseIdentifier>	10 numeric characters; first two digits identify the state where property is located, third digit identifies the Field Office where case will be processed, following six digits indicate the serial number, and the final digit is a check digit	(Required entry) Number identifying/ referencing the Federal Housing Administration (FHA) case number.
<PARTY PARTYID='9999999999' PartyType='RequestingParty'>	10 numeric characters	(Required entry for non-lender; Optional entry for lender) ID of lender that requests the Duplicate MIC.
<PROCESSSTATUS> <ProcessStatusRequestor>	Up to 34 alphanumeric characters	(Required entry) Name of LOS sending request.

Information Returned:

Once the above information has been entered, the Duplicate MIC request will be processed or rejected. The FHA Connection returns the requested Duplicate MIC information only if it is still active on the system's database. If the request for the Duplicate MIC is approved, a process status code "SuccessNoUpdatesAllowed", which alerts the lender that the case number's information has been successfully processed, will appear in the <ProcessStatusCode> field. If the lender requested to preview the Duplicate MIC or requested that the Duplicate MIC be printed and forwarded, the information which is the same as on the Duplicate MIC form is listed directly beneath. The receiving Field Office will print and mail the Duplicate MIC form to the lender. The information on the Duplicate MIC includes:

- Property Address
- Mortgagor/Co-Mortgagor Information
- Mortgagee Information
- Mortgage Payment Information
- Endorsement Date and Maturity Date Information
- ADP Code
- Amortization Plan
- Program I.D.
- LTV Ratio
- Borrower Type
- Control Number

If the request for the Duplicate MIC is rejected, a process status code "Error" which alerts the lender that the case number has not been successfully processed, will appear in the <ProcessStatusCode> field. Error message(s) detailing the problem(s) will be displayed in the <ProcessStatusMessage> field. If the case has been purged in endorsed status, an error message will be returned in the <ProcessStatusMessage> field and the system will initiate a request for restoration of the case to the active database; the user must re-submit the request on the following business day. If the case has not been endorsed, an error message will be displayed in the <ProcessStatusMessage> field explaining the reason for rejection. If the Duplicate MIC is requested prior to the two weeks, a processing error message is returned. The lender should use the preview option and/or wait two weeks to request the printed MIC.

Example Input File

<?xml version = '1.0' standalone = 'yes'?>
<MORTGAGEDATA MISMOVersionID = '1.0.1'>  
	<PROCESSSTATUS>
		<ProcessStatusCode>SuccessNoUpdatesAllowed</ProcessStatusCode>
		<ProcessStatusMessagesCode =	'1' ProcessStatusMessageType = 'status_msg'>DUPLICATE MIC WILL BE MAILED WHEN PROCESSED</ProcessStatusMessage>
		<ProcessStatusMessagesCode = '2'>DUPLICATE</ProcessStatusMessage>
	</PROCESSSTATUS>
	<APPLICATION>
		<AgencyCaseIdentifier>2412834298</AgencyCaseIdentifier>
		<UNDERWRITINGCASE>
			<ScheduledFirstPaymentDate>199108</ScheduledFirstPaymentDate>
			<FHAVA FHAVAADPCode='796'>
				<FHAVAProgramCodeIdentifier>00</FHAVAProgramCodeIdentifier>
				<FHAVADuplicateMICControlNumber>9243822411</FHAVADuplicateMICControlNumber>
				<FHAVABorrowerType>1</FHAVABorrowerType>
			</FHAVA>
		</UNDERWRITINGCASE>
		<MaturityDate>202107</MaturityDate>
		<LoanToValueRatio>90.84</LoanToValueRatio>
		<BaseLoanAmount>129600</BaseLoanAmount>
	</APPLICATION>
	<SUBJECTPROPERTY>
	   <FinancedNumberOfUnits>01</FinancedNumberOfUnits>
	</SUBJECTPROPERTY>
	<BORROWER BORROWERID='1'>
		<UnparsedName></UnparsedName>
		<SSN></SSN>
	</BORROWER>
	<PRODUCT>
		<InitialNoteRatePercent>9.500</InitialNoteRatePercent>
	</PRODUCT>
	<EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest">
            <HousingExpensePaymentAmount>1089.75</HousingExpensePaymentAmount>
		  </EXPENSE>
	<BORROWER BORROWERID='2'>
		<UnparsedName>.</UnparsedName>
		<SSN></SSN>
	</BORROWER>
	<MORTGAGEINSURANCERESPONSE>
		<MortgageInsuranceFHAVAEndorsmentDate>19910710</MortgageInsuranceFHAVAEndorsmentDate>
	</MORTGAGEINSURANCERESPONSE>
	<PROPERTY PropertyType='Subject'>
		<PARSEDSTREETNAME>
			<HouseNumber>8036</HouseNumber>
			<StreetName>BRIGHTFIELD</StreetName>
			<StreetSuffix>RD</StreetSuffix>
		</PARSEDSTREETNAME>
		<City>ELLICOTT CITY</City>
		<State>MD</State>
		<PostalCode>21043</PostalCode>
	</PROPERTY>
	<PARTY PARTYID= "5460301464" PartyType="Lender">
		<PartyName>NVR MORTGAGE LP</PartyName>
	</PARTY>
	<PARTY PARTYID="0626609995" PartyType="RequestingParty">
		<Address1>C/O DUPONT MORTGAGE CORPORATIO, P O BOX 5012</Address1>
		<City>SOUTHFIELD</City>
		<State>MI</State>
		<PostalCode>48086-5012</PostalCode>
	</PARTY>
</MORTGAGEDATA>

**End of Output Fields for Duplicate MIC**
Data Item	Description
<APPLICATION> <AgencyCaseIdentifier>	Unique identifier of an FHA loan. Up to 10 numeric characters.
<APPLICATION> <UNDERWRITINGCASE> <FHAVA FHAVAADPCode="">	Section of the Act (SOA) code under which the mortgage insurance application is being submitted. For further information, refer to the Home Mortgage ADP Code Chart (HUD-428). 3 numeric characters.
<APPLICATION> <UNDERWRITINGCASE> <FHAVA> <FHAVAAmortizationCode>	Amortization Plan - indicates the type of variable annuity and is required for an FHA mortgage insurance application that issubmitted under SOA 245(a) or 245(b). For further information, refer to the Home Mortgage ADP Code Chart (HUD-428). 1 alphanumeric character.
<APPLICATION> <UNDERWRITINGCASE> <FHAVA> <FHAVAProgramCodeIdentifier>	Program I.D. - Mortgage program under which the application for insurance is made. For further information, refer to the Home Mortgage ADP Code Chart (HUD-428). 2 numeric characters.
<APPLICATION> <LoanToValueRatio>	LTV Ratio - Percentage of the property value the mortgage covers. For PD non-203(k) cases, the ratio of the mortgage amount without MIP to the sales price. For all other cases, the ratio of the mortgage without MIP to the appraised value. Up to 6 numeric characters.
<APPLICATION> <UNDERWRITINGCASE> <FHAVA> <FHAVABorrowerType>	Borrower Type - Indicates the status of the borrower in relation to the property. Valid borrower types are: 1 (Occupant), 2 (Landlord), 5 (Escrow Commitment), 7 (Corporation), or 8 (Government Agency or non-Profit Organization). 1 numeric character.
<SUBJECTPROPERTY> <FinancedNumberOfUnits>	Number of living units. Up to 2 numeric characters.
<APPLICATION> <UNDERWRITINGCASE> <FHAVA> <FHAVADuplicateMICControlNumber>	Control Number - Number assigned by the FHA Connection, which is used to track the specific FHA case number. 10 numeric characters.
<BORROWER BORROWERID='1'> <UnparsedName>	Name of mortgagor(last,first,MI). Up to 22 characters.
<BORROWER BORROWERID='1'> <SSN>	Social security number of mortgagor. 9 numeric characters.
<BORROWER BORROWERID='1'> <UnitedStatesTaxPayerIdentificationNumber>	Tax ID number of mortgagor. 9 numeric characters.
<APPLICATION> <BaseLoanAmount>	Mortgage amount. Up to 7 numeric characters.
<PRODUCT> <InitialNoteRatePercent>	Interest rate. Up to 6 numeric characters.
<EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest"> <HousingExpensePaymentAmount>	Monthly payment. Up to 9 numeric characters.
Social Security Number of co-mortgagor. Up to 9 numeric characters.
<APPLICATION> <MaturityDate>	Maturity Date(YYYYMM).
<APPLICATION> <UNDERWRITINGCASE> <ScheduledFirstPaymentDate>	Date of first payment(YYYYMM).
<MORTGAGEINSURANCERESPONSE> <MortgageInsuranceFHAVAEndorsmentDate>	Endorsement date(YYYYMMDD).
<PROPERTY PropertyType = ‘Subject’ > <PARSEDSTREETNAME> <HouseNumber>	House number of property. Up to 7 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’> <PARSEDSTREETNAME> <ApartmentOrUnit>	Extension of the house or condominium. Up to 6 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’ > <PARSEDSTREETNAME> <DirectionPrefix>	Pre-direction to the street name. Up to 2 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’ > <PARSEDSTREETNAME> <StreetName>	Name or number of the street. Up to 20 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’ > <PARSEDSTREETNAME > <StreetSuffix>	Street type abbreviation. Up to 4 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’ > <PARSEDSTREETNAME > <DirectionSuffix>	Post-direction or section of street. Up to 2 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’> <City>	City in which property is located. Up to 17 alphanumeric characters.
<PROPERTY PropertyType = ‘Subject’ > <State>	State abbreviation in which property is located. 2 characters.
<PROPERTY PropertyType = ‘Subject’ > <PostalCode>	Zip Code of the property. 9 numeric characters.
<PARTY PARTYID= "9999999999" PartyType="Lender"> <PartyName>	Mortgagee name. Up to 30 alphanumeric characters.
<PARTY PARTYID= "9999999999" PartyType="Lender"> <Address1>	Street address of mortgagee. Up to 60 alphanumeric characters.
<PARTY PARTYID= "9999999999" PartyType="Lender"> <City>	City in which mortgagee is. Up to 17 alphanumeric characters.
<PARTY PARTYID= "9999999999" PartyType="Lender"> <State>	State in which mortgagee is. 2 alphanumeric characters.
<PARTY PARTYID= "9999999999" PartyType="Lender"> <PostalCode>	Zip code of the area in which mortgagee is. 9 numeric characters.
<PARTY PartyType="RequestingParty"> <Address1>	Street address of the requesting lender. Up to 60 alphanumeric characters.
<PARTY PartyType="RequestingParty"> <City>	City in which requesting lender is. Up to 17 alphanumeric characters.
<PARTY PartyType="RequestingParty"> <State>	State in which requesting lender is. 2 characters.
<PARTY PartyType="RequestingParty"> <PostalCode>	Zip code of the area in which requesting lender is. 9 numeric characters.
<PROCESSSTATUS> <ProcessStatusCode>	Result of the request. See below for values and meanings.
<PROCESSSTATUS> <ProcessStatusMessage>	Message detailing errors. Up to 80 alphanumeric characters.
<PROCESSSTATUS> <ProcessStatusMessage sCode='1' ProcessStatusMessageType = ''>	sCode is used to uniquely identify each message. ProcessStatusMessageType returns FHADirect names for message fields for mapping.

ProcessStatusCode Values:

End of ProcessStatusCode Values
SuccessNoUpdatesAllowed This indicates that the Duplicate MIC request has been successfully processed.

Error This indicates that an error has occurred in processing the Duplicate MIC request. Please see the <ProcessStatusMessage> for details.

Unavailable System is down

Comments or Questions? <SF Administration>

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