| Name |
Type |
Details |
| browser |
String |
Specific text string assigned by the FHA to identify the organization processing the request. |
| mode |
| Input Values |
| Update |
Modify data in an existing case. |
| Query |
Retrieve
data in an existing case. |
| Output
Values |
| SuccessUpdatesAllowed |
This
indicates that the insurance application was processed,
that is, the query or logging of the appraisal has been
successful. |
| Unavailable |
System
is down |
| SevereWarning |
Individual
data items are valid but the combination of data or lack
of data (no upfront MIP paid) produces a situation that
will prohibit endorsement of the case. Data is accepted
and stored on the CHUMS database. When conditions are
corrected, the case is endorsable. |
| Warning |
This
indicates that an error has occurred during the insurance
application process that did not prevent processing the
case. Please see the ProcessStatusMessage for details. |
| Error |
This
indicates that an error has occurred during the insurance
application process and that the case has not been processed
successfully. Either there were missing data or the data
were in error. Please see the ProcessStatusMessage for
details. |
|
| borr_stat |
String |
Override or Validate; specifies if borrower information is to be validated as accurate or entered without validation. Required for all modes. (Defaults to Validate if not specified.) |
| err_msgn |
Alphanumeric |
80
character fields reporting status, errors and warnings regarding
the outcome of a request. The first message (sCode = '1') is
always the overall status of the request. |
| flags |
| Insurance
Application returns several ProcessStatusFlag values.
These values are not required for all implementations
but may be helpful to those migrating from FHA Direct
to B2B. |
| Name |
Values |
| MODE |
Echos
value of input C, E, or Q |
| ADP_CODE_FLAG |
Flag
indicating if the FHAVAADPCode field is in error or may
not be changed. If "E", the ADP code has an error. If
"P"(protect), the ADP code may not be changed. If SPACE,
no errors, warnings, or special conditions exist. |
| CONST_CD_FLAG |
Flag
indicating if the BuildingStatusType field is in error
or may not be changed. If "E", the construction type has
an error. If "P"(protect), the construction type may not
be changed. If SPACE, no errors, warnings, or special
conditions exist. |
| ISSUE_FLAG |
Flag
indicating if the MortgageInsuranceCertificateToBeIssuedInSponsorName
field is in error or is not applicable. If "E", the issue
to sponsor indicator has an error. If "H"(ide), the issue
to sponsor indicator is not applicable. If SPACE, no errors,
warnings, or special conditions exist. |
| MAIL_FLAG |
Flag
indicating if the MortgageInsuranceCertificateToBeMailedToSponsor
field is in error or is not applicable. If "E", the mail
to sponsor indicator has an error. If "H"(ide), the mail
to sponsor indicator is not applicable. If SPACE, no errors,
warnings, or special conditions exist. |
| CURR_PMT_FLAG |
Flag indicating if the FHAVACurrentPayment field is in error or is not applicable. If "E", the current payments indicator has an error. If "H"(ide), the current payments indicator is not applicable and is not returned. If SPACE, no errors, warnings, or special conditions exist. |
|
| city |
Alphanumeric |
City name |
| state |
String |
Two character state identifier |
| zip |
Numeric |
Zip code |
| county |
Numeric |
3 digit county code |
| pre |
String |
Predirectional indicator (N, S, SW, etc.) |
| hse_no |
Alphanumeric |
Street address |
| street |
Alphanumeric |
Street name |
| type |
String |
Street name type (Rd, St, Ct, etc.) |
| post |
String |
Postdirectional indicator (N, S, SW, etc.) |
| suffix |
Alphanumeric |
Apartment and unit information |
| gift_src |
String |
N/A, Relative, NonProfitReligiousCommunity (will become invalid on January 1, 2007), GovernmentAssistance, Employer, SellerFundedNonProfitReligiousCommunity, NonSellerFundedNonProfitReligiousCommunity |
| gift_tin |
Integer |
9 digits. Tax ID of source for gift. |
| gift2_src |
String |
N/A, Relative, NonProfitReligiousCommunity (will become invalid on January 1, 2007), GovernmentAssistance, Employer, SellerFundedNonProfitReligiousCommunity, NonSellerFundedNonProfitReligiousCommunity |
| gift2_name |
Alphanumeric |
Name |
| gift2_tin |
Integer |
9 digits. Tax ID of source for gift. |
| gift2_amt |
Integer |
6 amount of gift. |
| appl_method |
String |
FaceToFaceInterview, Mail, Telephone, Internet. Method by which information was collected. |
| sell_cntrb |
Numeric |
Contribution of seller to closing, expressed as a percent of sale. |
| reserve_mos |
Numeric |
Number of months that buyer has reserve funds. |
| qual_rate |
Numeric |
Qualifying rate of program. Always 1 % above Interest rate. |
| refi_type |
String |
Yes, Y, No, N, FHASecure (Output is Y, N, PrioRealEstateOwned or FHASecure) Indicates if property was previously financed by the FHA. Enter for FHA Refinances only |
| cash_out |
Boolean |
Yes, No Indicates if refinance is a cash out. |
| bldg_land |
Boolean |
Yes, No Indicates if contruction is taking place on buyer's owned land. |
| constn_perm |
String |
ConstructionToPermanent, Other Indicates if loan is for a construction to permanent contract or all other contracts |
| cltv |
Numeric |
CLTV is Combined Loan to Value Ratio -- The Loan portion of the LTV includes secondary financing if there is any secondary financing. |
| repository |
String |
Required: Source of credit score.
One of;
Equifax
Experian
TransUnion Each of the three required CREDITSCORE fragments must have a unique DataRepositorySourceType value. A total of 3 CREDITSCORE fragments are required for each BORROWER (up to 15 total.) |
| exclusion |
String |
Required if a credit score is not provided.
Set value to ScoringNotAvailable |
| borr_ref |
Integer |
1 to 5: Corresponds to the BORROWERID value of a particular BORROWER record |
| credit_score |
Integer |
3 digit number representing the credit score |
| case_no |
Integer |
10 digit case number |
| arm_type |
Integer |
01 to 10, initial ARM term for first adjustment. (send 00 or omit tag for cases where arm_type is not appropriate) |
| unpaid_bal |
Integer |
From 1000 to 999999. Required Entry for streamlined refinance case; entry prohibited for other cases. Amount of principal due on first loan. Source: Form HUD-92900-WS, line 10a. |
| purpose |
String |
ExistingOccupied, RefinanceImprovements, Refinance, NewCondominium, ExistingCondominium, ExistingNeverOccupied, ConstructNewHome, FinanceCoop Specifics on what the mortgage loan is for. Existing Occupied: Existing house previously occupied.
Finance Improvements: Improvements to existing house are being financed.
Refinance: Prior loan by the same borrower for same property.
New Condominium: Purchase of a condominium unit not previously occupied.
Existing Condominium: Purchase of a condominium unit previously occupied.
Existing Never Occupied: Purchase of a house that was never occupied.
Construct New Home: New housing being built with the proceeds to be paid out during construction.
Finance co-op: Financing of the purchase of a cooperative unit (HUD only). Source: Form HUD-92900-A, line 20. |
| sale_price |
Integer |
From 1000 to 999999. Contract sales price of the property. Source: Form HUD-92900-PUR or form HUD-92900-WS, line 10a. |
| emp_yrs |
Integer |
0 to 99. Borrower's years of employment at the current job. Source: URLA, section IV. Employer Information, Yrs. on this job. |
| mtrty_dt |
Date |
Date of final mortgage payment. Sources: Note and Mortgage or other security instrument. |
| fix_pmt |
Integer |
Up to 6 digits. Sum of the total housing expense and other recurring charges, including all monthly payment debts and housing debts. |
| lender_end |
String |
SUBMISSION VALUES:
Endorse Endorsement Requested
DoNotEndorse Endorsement is not RequestedRETURN VALUES
Endorsed The loan is insured
NotEndorsed The loan is not insured
NotLIEndorsable Indicates that a risk factor associated with this case requires preendorsement review in the HOC |
| mip_fincd |
String |
Yes, No. Indicator establishing whether the upfront mortgage insurance premium (UFMIP) is included in the mortgage. Sources: Mortgage (or other security instrument), forms HUD-92900-PUR or HUD-92900-WS, lines 3a-3c, or URLA, section VII. Details of Transaction, lines m-o. |
| mail |
String |
Yes, No Indicator establishing whether the Mortgage Insurance Certificate/Non-Endorsement Notice - form HUD-59100 is to be mailed to the sponsor. |
| issue |
String |
Yes, No. Indicator establishing whether the Mortgage Insurance Certificate (MIC) is to be issued in the sponsor's name. |
| mort_amt |
Integer |
Amount of the principal obligation stated on the mortgage (or other security instrument); dollar value of the mortgage insurance to be issued for the property. Includes upfront mortgage insurance premium (UFMIP), if upfront MIP is financed. Source: Mortgage or other security instrument. |
| mort_amtwo |
Integer |
Amount of the principal obligation stated on the mortgage (or other security instrument); dollar value of the mortgage insurance to be issued for the property. Does not include upfront mortgage insurance premium (UFMIP). Source: Mortgage or other security instrument. |
| warranty |
Alphanumeric |
Up to 10 digits. Number on the insured ten-year protection plan which contains warranties regarding the construction and structural integrity of the property. Source: Ten-year warranty certificate, insurance policy, or other document of similar purpose. |
| adp_code |
String |
3 numeric characters representing the specific code for the case type and SOA. Automated data processing code related to the section of the National Housing Act under which mortgage insurance is being requested. Sources: Form HUD-92900-A, line 4 and form HUD-92900-PUR or form HUD-92900-WS, Section of the Housing Act. |
| exempt |
String |
Yes, No. Indicator establishing whether the borrower or coborrower is not required to obtain a Social Security Number, such as employees of the World Bank or foreign employees of embassies. (Not applicable for a government agency or nonprofit organization.) Source: IRS form W-8 or other documentation providing conclusive evidence. |
| adp_chara |
String |
Fixed: Amount of the payment and the interest rate remain fixed for the life of the loan.
AdjustableRateMortgage: Interest rate changes over the life of the loan relative to changes in the index rate. Also called Adjustable Mortgage Loan (AML) or Variable Rate Mortgage (VRM).
GraduatedPaymentMortgage: Payments are low for the first few years, gradually increase for a few years, and then remain fixed.
GrowingEquityMortgage: Scheduled increases in payments, with the additional amount being used to reduce the principal.
|
| adp_charh |
String |
Type of Federal Housing Administration (FHA) Single Family Housing program, including:
FHAStandardMortgageProgram203b: Basic FHA mortgage insurance for one- to four-family housing.
Condominium234c: FHA mortgage insurance for a unit in a condominium building (which must contain at least four dwelling units).
Improvements203k: FHA mortgage insurance for a loan that covers both the acquisition and rehabilitation of a home.
ImprovementsCondominium203k: FHA mortgage insurance for a loan that covers both the acquisition and rehabilitation of a home.
HomeEquityMortgage255: FHA insurance on a reverse mortgage for a home (Home Equity Conversion Mortgage or HECM).
HomeEquityMortgageCondominium255: FHA insurance on a reverse mortgage for a home (Home Equity Conversion Mortgage or HECM).
HOPELoans: HOPE for Homeowners (257): FHA mortgage insurance for a distressed loan being refinanced under the HOPE for Homeowners program.
HOPELoansCondominium: HOPE for Homeowners (257): FHA mortgage insurance for a distressed loan being refinanced under the HOPE for Homeowners program.
Urban Renewal220: FHA mortgage insurance for new or rehabilitated housing located in a designated urban renewal area or area with concentrated programs of code enforcement and neighborhood development.Other: Less common FHA Single Family Housing program (e.g., 235(r) Homeownership Assistance/Refinance or 240 Fee Title Purchases). |
| adp_chars |
String |
Type of Federal Housing Administration (FHA) Single Family Housing special program, including:
NoSpecialProgram: A special housing program is not applicable.
IndianLands: FHA mortgage insurance for property located on Native American trust land or otherwise restricted land (property eligible for insurance pursuant to Section 248 of the National Housing Act).
HawaiianHomelands: FHA mortgage insurance for property located within Hawaiian homelands (property eligible for insurance pursuant to Section 247 of the National Housing Act).
MilitaryImpactArea: FHA mortgage insurance for property located in a military impacted area designated by the Secretary of Defense (property eligible for insurance pursuant to Section 238(c) of the National Housing Act).
223eLocationWaiver: FHA mortgage insurance for property in an older, declining urban area where there is a need for affordable housing (property eligible for insurance pursuant to Section 223(e) of the National Housing Act). |
| adp_charb |
String |
Yes, No
Indicator specifying whether there is an interest buydown sales incentive to reduce the amount of the borrower's payments during the early years of the loan. |
| idtin |
String |
ID, TIN
Indicates if value in _Value is an HUD Lender ID of a TIN |
| value |
Integer |
ID or TIN of secondary financing source |
| name |
Alphanumeric |
Name of secondary financing source if not HUD Lender. |
| prepay_amt |
Numeric |
Total prepayment penalty amount imposed for all mortgages on the property. |
| prepay_ind |
Boolean |
Indicator specifying whether a prepayment penalty was imposed for the senior and/or subordinate (junior) mortgage. |
| shrd_equity |
Numeric |
Amount of shared equity in the property. |
| taxcredit_ind |
Boolean |
Indicates if a first time homebuyer tax credit advance will be used. |
| taxcredit_amt |
Numeric |
Indicates amount of first time homebuyer tax credit advance used. |
| taxcredit_fee |
Numeric |
Indicates amount of fee charged for the first time homebuyer tax credit advance used. |
| taxcredit_ein |
Numeric |
Indicates EIN of agency advancing the first time homebuyer tax credit.. |
| taxcredit_name |
AlphaNumeric |
Indicates name of agency advancing the first time homebuyer tax credit.. |
| nmbr_mods |
Integer |
Number of trial modifications of the mortgage that were made prior to application for the new HOPE for Homeowners mortgage. |
| tmX_mos |
Numeric |
Length of each trial modification in months (up to 3 occurances) |
| elX_unpd_bal |
Numeric |
Amount of principal owed to the holder of the senior mortgage lien (index 1) or the Junior Lien (indexes 2 to 5) Amount of principal owed to the holder of the subordinate mortgage lien. |
| elX_acrd_int |
Numeric |
Amount of accrued interest owed to the holder of the senior (index 1) or Junior (index 2 to 5) mortgage lien. |
| elX_tot_amt |
Numeric |
Total principal and interest owed to the holder of the senior (index 1) or Junior (index 2 to 5) mortgage lien (Unpaid Balance plus Accrued Interest). |
| elX_wd_amt |
Numeric |
Amount of the principal and interest write off for the senior (index 1) or Junior (index 2 to 5) mortgage lien. |
| elX_ein |
Numeric |
Employer Identification Number (EIN) of the holder of the senior (index 1) or Junior (index 2 to 5) mortgage lien. |
| elX_sapp |
String |
Yes, Future, Upfront.
Indicator specifying whether the holder of the subordinate mortgage lien is eligible to receive a share of any future property appreciation received by HUD at the time of the sale or disposition of the property. (not applicable for index 1) |
| first_pay_dt |
Date |
For HOPE cases; the actual date the first payment on the new loan was actually made by the borrower. |
| aprsl_uwrtr |
Alphanumeric |
ID of underwriter for the property appraisal. |
| appr_lic |
Alphanumeric |
Up to 22 characters. ID of the FHA-approved appraiser who performed the appraisal; appraiser's state license number preceded by the two-character state code. Source: URAR, Reconciliation section, State Certification # or State License. |
| appr_type |
String |
The type of appraiser. Valid values are Licensed, CertifiedGeneral, CertifiedResidential |
| consult_id |
Alphanumeric |
FHA's unique five-character identifier for the 203k consultant. Source: Form HUD-9746-A. |
| esc_eem |
Integer |
Up to 5 digits. Amount held in escrow for energy efficient improvements. Source: Form HUD-92300, Amount of Escrow Fund. |
| old_hap, new_hap |
String |
Y, N Old HAP (Value of NewHap attribute is "N"):
Amount of HUD's home ownership assistance payment (HAP) to the lender to lower the borrower's share of the monthly mortgage payment on the old mortgage. (Only applicable to Section 235(r) streamline refinance cases.) Sources: Section 235 Payoff Statement or form HUD-93114, line 10. New HAP (Value of NewHap attribute is "Yes"):
Amount of HUD's home ownership assistance payment (HAP) to the lender to lower the borrower's share of the monthly mortgage payment on the new mortgage. (Only applicable to Section 235(r) streamline refinance cases.) Source: Form HUD-93100, line K. |
| lendertrack |
Alphanumeric |
Up to 10 alphanumeric characters to be used by lenders for local record tracking. |
| prog_id |
String |
Identifies specific program to process application. |
| escrow_amt |
Integer |
Up to 6 digits. Amount of money escrowed for repairs or 203k program (depending on type of case.) |
| escrow |
String |
Yes or No, Indicates if repair escrow is required |
<
| borr_cc |
Integer |
Up to 6 digits. Financeable costs incurred by borrower in transferring ownership of the property. Total closing costs less expenses paid by the seller. Source: Form HUD-92900-PUR or form HUD-92900-WS, line 5c. |
| req_invst |
Integer |
Up to 6 digits. Cash investment needed to close the sale of the property. Source: Form HUD-92900-PUR, line 10d or form HUD-92900-WS, line 10h. |
| escrow_dt |
Date |
Date (only Month and year are recorded) repairs to the property are to be completed (non-203k case). Source: Form HUD-92300, Completion Date. |
| tot_req |
Integer |
Up to 6 digits. Cash investment needed to close the sale of the property, less any discounts, prepaid expenses, or other adjustments. Source: Form HUD-92900-PUR, line 12g or form HUD-92900-WS, line 10m. |
| tot_mtg_pmt |
Integer |
Up to 6 digits. Amount of borrower's monthly payment on the mortgage. Source: Form HUD-92900-PUR, line 15h or form HUD-92900-WS, line 13h. |
| under_dt |
Date |
Date the underwriter signed the Mortgage Credit Analysis Worksheet. Source: Form HUD-92900-PUR, Underwriter's signature & date, or form HUD-92900-WS, line 19. |
| under_id |
Alphanumeric |
FHA's unique four-character identifier for the underwriter. Source: Form HUD-92900-PUR, CHUMS ID Number or form HUD-92900-WS, CHUMS ID#. |
| mthly_pmt |
Numeric |
Format: 99999.99 Mortgage payment, including principal and interest, due from the borrower to the lender on a monthly basis. Sources: Note and form HUD-92900-PUR, line 15a or form HUD-92900-WS, line 13a. |
| curr_pmt |
String |
Yes, No. Indicator establishing whether the borrower's mortgage payments are current. |
| prior_ind |
String |
Yes, No. Indicator establishing whether the closing date of the prior FHA-insured mortgage was before 07/01/91. Note: The rules for risk-based mortgage insurance premiums changed as of this date. (Only applicable to streamline refinance cases.) |
| prior_dt |
Date |
Date
of the prior FHA-insured mortgage closing. (Only applicable
to streamline refinance cases.) |
| endorse |
String |
Yes,
No. Insurance decision indicator. |
| aus_decision |
String |
Accept, Referred
Indicator specifying the underwriting decision provided by FHA TOTAL Scorecard in determining the borrower's creditworthiness, if applicable.
(Value is absent for cases that did not use the FHA TOTAL Scorecard.)
|
| prin_ind |
Bookean |
Indicator specifying whether the principal balance was reduced to meet FHA eligibility for insurance. Valid values are “Yes” and “No”. “Yes” indicates the principal balance was reduced. “No” indicates it was not reduced. |
| prin_value |
Numeric |
(0 to 9999999) Payment made by the lender to reduce the principal balance in order to meet FHA insurance requirements. Typically, this occurs when the lender closes a loan in an amount higher than permitted by FHA requirements. The lender can pay down the principal balance or reclose the loan to the insurable amount. A copy of the payment ledger showing the principal balance was paid down to an insurable amount must be provided by the lender. |
| aus_decsn_dt |
Numeric |
yyyymmdd
Date of the FHA TOTAL Scorecard decision.
(Value is absent for cases that did not use the FHA TOTAL Scorecard.)
|
| eem |
String |
Yes, No. Indicator establishing whether the cost of energy efficient improvements was factored into the mortgage.
Source: Form HUD-92900-PUR or form HUD-92900-WS, Remarks and/or energy efficient mortgage worksheet attached.
|
| eem |
String |
NewConstructionModelEnergyCode
ExistingModelEnergyCode
ExistingHERSRetrofit
NewHERSConstruction
NotApplicable
Deliniates type off EEM. Source: Form HUD-92900-PUR or form HUD-92900-WS, Remarks and/or energy efficient mortgage worksheet attached.
|
| fac_fab |
String |
Yes,
No. Indicator for specifying whether the dwelling is a manufactured
(mobile) home. Source: URAR, Description of Improvements section,
Exterior Description, Manufactured House. |
| liv_units |
Integer |
1
to 11. Number of separate dwellings. For example, a two-family
house has 2 living units. Source: URLA, II. Property Information
and Purpose of Loan section, No. of Units. |
| prop_value |
Integer |
Up
to 6 digits (max 650000). Appraiser's estimate of the market
value of the property. REO (PD) cases: Appraised value "as is."
New construction cases: Appraised value subject to completion
per plans and specifications. All other cases: Appraised value
subject to any required repairs, alterations, inspections, or
conditions. If a second appraisal was required, this is the
appraised value entered for the appraisal selected and used
by the system for case processing. Sources: URAR, Reconciliation
section, I (we) estimate the market value ... to be ... or line
4 of either form HUD-92900-PUR or form HUD-92900-WS. |
| amort_plan |
String |
A,
B, C, D, E, F, L, M, N, O, P
Amortization
plan code for cases with a Graduated Payment Mortgage (GPM)
or Growing Equity Mortgage (GEM).
A: Annual increase of 2.5% for five years - Section 245(a)
GPM.
B: Annual increase of 5.0% for five years - Section 245(a)
GPM.
C: Annual increase of 7.5% for five years - Sections 245(a)
and 245(b) GPM.
D: Annual increase of 2.0% for ten years - Section 245(a)
GPM.
E: Annual increase of 3.0% for ten years - Section 245(a)
GPM.
F: Annual increase of 4.9% for ten years - Section 245(b)
GPM.
L: Annual increase of 1% for life of loan - GEM.
M: Annual increase of 2% for life of loan - GEM.
N: Annual increase of 3% for life of loan - GEM.
O: Annual increase of 4% for life of loan - GEM.
P: Annual increase of 5% for life of loan - GEM.
Note: The Section 245(b) GPM program is no longer available.
Source: URLA, section I. Type of Mortgage and Terms of Loan,
Amortization Type.
|
| arm_index |
String |
CMT1MONTH, CMT1YEAR, LIBOR1MONTH, LIBOR1YEAR |
| arm_margin |
Numeric |
Format: 99.999 |
| int_rate |
Numeric |
Format:
99.999 Rate at which interest is charged on the mortgage. Sources:
Note or line 8 of either form HUD-92900-PUR or form HUD-92900-WS. |
| loan_term |
Integer |
Up
to 3 digits, expressed in months. Period of time in months from
the beginning of loan amortization until maturity. Sources:
Note or line 7 of either form HUD-92900-PUR or form HUD-92900-WS. |
| subdivision_id |
Alphanumeric |
ID
of PUD. When no PUD id is present the string "NotApplicable"
will be returned. |
| sub_pud_ind |
String |
Subdivision,
PUD, Condominium. Indicates type of project Source: URAR, Subject
section, Project Type and PUD section. |
| pud_ind |
String |
Yes,
No. Planned Unit Development (PUD) indicator. Source: URAR,
Subject section, Project Type and PUD section. |
| n |
Up
to five borrower records can be entered. These records are indexed
via the BORROWERID attribute. |
| borr_type |
String |
Occupant,
Landlord, EscrowCommitment, Corporation/Partnership(Refi), GovernmentAgency/Non-Profit.
Classification
of the borrower in relation to the property.
Occupant:
Resides on the property.
Landlord: Rents or leases the property.
Escrow Commitment: Builder, rehabilitator, or investor that
is purchasing or refinancing the property as an investment
but intends to sell the rehabilitated property to a borrower
acceptable to HUD (who will occupy the property as a principal
residence).
Corporation/Partnership (Refi): Business entity under which
a mortgage was originally insured and is now being processed
as a refinance.
Government Agency/Non-Profit: State or local government agency
involved in the provision of housing. Nonprofit organization
that will sell or lease the property to a low- or moderate-income
individual.
Source: URLA, section II. Property Information and Purpose
of Loan, Purpose of Loan and section VIII. Declarations, line
l.
|
| borrn_name |
Alphanumeric |
Up
to 22 characters. (Last, First MI) Last name, first name, and
middle initial of the mortgagor. Source: URLA, section III.
Borrower Information, Borrower's Name. Borrower names can entered
as <UnparsedName> in the format, LAST, FIRST MI or in
the parsed format of <FirstName> <MiddleName> <LastName>
Names of greater than 22 characters will be truncated. |
| borrn_ssn |
Integer |
Social
Security Number (SSN) or Taxpayer Identification Number (TIN)
of the mortgagor/comortgagor. Source: URLA, section III. Borrower
Information, Social Security Number. |
| borr_birth_dt |
Date |
Birth
date of borrower/coborrower. Source: URLA, section III. Borrower
Information, Birth Date |
| borr_age |
Integer |
(1
to 99) Age of borrower/coborrower. Source: URLA, section III.
Borrower Information, Age |
| n |
The
GOVERNMENTMONITORINGID attribute is matched to the BORROWERID
attribute value. |
| ethnicity |
String |
Hispanic,
NonHispanic. HMDA designation. (Omit attribute or send a space
character when not applicable for borrower type.) |
| n |
Integer |
Up
to five borrower race elements may be entered, each indexed
by the RaceNationalOriginID attribute. |
| borrn_racen |
String |
White,
Black, AmericanIndianOrAlaskanNative, NativeHawaiianPacificIslander,
Asian |
| borrn_sex |
String |
Male,
Female |
| borrn_furn |
String |
Yes,
No. Indicates if race, sex and birth date/age data was furnished
by borrower. |
| martl_stat |
String |
Married,
Unmarried, Separated, NotProvided. Borrower's marital status.
Source: URLA, section III. Borrower Information. |
| dependents |
Integer |
Up
to 2 digits. Number of persons borrower claims as dependents.
Source: URLA, section III. Borrower Information, Dependents.
This data is only sent for BORROWER 1 and is the sum
of the number of dependents for all borrowers. |
| vet_pref |
String |
Yes,
No. Indicator establishing whether the borrower is a military
veteran eligible for a reduced down payment. Source: Certificate
of Veteran Status. |
| first_byr |
String |
Yes,
No. Indicator establishing whether the borrower is purchasing
a home for the first time, has not owned a home in the last
three years, or meets certain other conditions to qualify as
a first time home buyer. Source: Form HUD-92900-A, line 18. |
| self_emp |
String |
Yes,
No. Indicator establishing whether borrower has a 25 percent
or greater ownership interest in a business. Source: URLA, section
IV. Employer Information, Self Employed. |
| mm_income |
Integer |
Up
to 6 digits. Total monthly income of all borrowers, including
base pay, other earnings, and net income from real estate. Source:
Form HUD-92900-PUR, line 13f or form HUD-92900-WS, line 11f.
|
| renting |
String |
Rent,
DoesNotRent. Indicator establishing whether the borrower is
currently renting property. Source: URLA, section III. Borrower
Information, Rent. |
| rent_yrs |
Integer |
Up
to 2 digits. Number of years the borrower has been currently
renting property. Source: URLA, section III. Borrower Information,
No. Yrs. |
| curr_exp |
Integer |
Up
to 6 digits. Sum of borrower's current monthly housing expenses
such as rent or mortgage payments, insurance, taxes, etc. Source:
Form HUD-92900-PUR or form HUD-92900-WS, line 6. |
| assets |
Integer |
Up
to 6 digits. Sum of borrower's liquid assets available for closing.
Source: Form HUD-92900-PUR, line 12j or form HUD-92900-WS, line
10p. |
| counsel |
String |
NotApplicable,
NoBorrowerCounseling, LenderTrainedCounseling, ThirdPartyCounseling
Indicator
establishing the counseling provided to a first time home
buyer. N/A: Borrower is not a first time home buyer.
Not Counseled: Counseling has not been provided or completed.
Lender: Counseling was provided by the lender.
Third Party: Counseling was provided by an institution or
organization other than the lender.
Source:
Counseling certificate.
|
| counsel_tin |
Integer |
TIN of counseling agency |
| gift_amt |
Integer |
Up
to 6 digits. Amount borrower received as a monetary gift to
apply to the purchase of the property. Source: Form HUD-92900-PUR,
line 12i or gift letter from donor. |
| sel_cntrb |
Integer |
Up
to 6 digits. Amount of the closing costs and financing concessions
paid by the seller on behalf of the borrower. Sources: Form
HUD-92900-PUR, form HUD-92900-WS, or URLA. |
| cash_mip |
Numeric |
99999.99 - value of MIP collected in cash. |
| sec_fin_src |
String |
PrivateOrganizationsEligibleIndividuals,
GovernmentNonprofitInstrumentalityofGovernment, NonProfitNotInstrumentalityofGovernment, Lender
Type
of entity providing secondary financing. Sources: Secondary
financing loan instruments.
|
| sec_fin_amt |
Integer |
Up
to 6 digits. Amount of financing provided from a source other
than the originating lender that creates a lien against the
property (even if the the debt may be forgiven by the provider
of the funds). Sources: Secondary financing loan instruments. |
| frst_pmt_dt |
Date |
Date
(only month and year are stored) of borrower's first mortgage
payment. Source: Note. |
| close_dt |
Date |
Date
of the signing of the mortgage documents and the disbursement
of funds necessary to consummate the loan transaction. Note:
Any late charge on an upfront mortgage insurance premium payment
is based on this date. Source: Form HUD-1. |
| const_cd |
String |
Proposed,
SubstantiallyRehabilitated, UnderConstruction, Existing
Building
status, including:
Proposed Construction: Site, plans, and materials for the
property were approved by the FHA, Department of Veterans
Affairs, or eligible lender underwriter before construction
began, or the site is covered by an "early start" letter.
Substantial Rehabilitation: Property is being repaired and
insured under Section 203k.
Under Construction: Construction has begun but site, plans,
and materials for the property were not previously approved
by the FHA.
Existing Construction: Construction is 100% complete and building
can be occupied.
Source:
Form HUD-92900-PUR or form HUD-92900-WS.
|
| solar |
String |
Yes,
No. Indicator establishing whether the property has or will
have a solar energy system installed, thereby increasing the
property's market value. Source: URAR. |
| under_name |
Alphanumeric |
Up
to 22 characters. System-generated last name, first name, and
middle initial of the underwriter. |
| appr_name |
Alphanumeric |
Up
to 22 characters. System-generated last name, first name, and
middle initial of the appraiser. |
| orig |
Alphanumeric |
10
characters. Originating lender ID. |
| endorse_by |
Alphanumeric |
6 characters. Id of endorsing party |
| orig_name |
Alphanumeric |
Up
to 22 characters. System-generated last name, first name, and
middle initial of the originator. |
| spnsr |
Alphanumeric |
10
characters. Sponsor/Agent ID |
| spnsr_name |
Alphanumeric |
Up
to 22 characters. System-generated last name, first name, and
middle initial of the sponsor. |
| consult_name |
Alphanumeric |
Up to 22 characters. System-generated last name, first name, and middle initial of the 203K consultant. |
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