FHA Connection B2G Escrow Closeout

After a loan is endorsed for FHA insurance, Escrow Closeout is used by the lender to certify that the escrow for a loan (case) has been properly closed out. It is applicable to the following escrow types:

• 203k: Certifies that the rehabilitation work on the property is completed.
• Energy Efficient Mortgage (EEM): Certifies that energy efficient improvements were made to the property.
• Repair: Certifies that repairs to the property are completed.

The lender can also indicate if any unused amount held in escrow was applied to the loan principal.

An authorized employee of the originator, sponsor, holder, or servicer of the loan can use Escrow Closeout. Reversal of an Escrow Closeout certification can only be performed by authorized HUD Homeownership Center (HOC) personnel.

History of Changes

New Function; replaces 203K Case Closeout

To run Escrow Closeout on the pilot system post your data to:
https://hwvauwd491.hud.gov/b2b/chums/f17bhcxml.cfm

To run Escrow Closeout in production post your data to:
https://entp.hud.gov/b2b/chums/f17bhcxml.cfm

For more information please contact sfadmin@hud.gov. Please specify that this is a "B2G" question.

XML File Layout

Key:

Only used on input	Element/attribute is not produced by program output unless it is being returned due to an error condition.
Only used on output	Element/attribute is returned by program but is not required or interpreted when the program is called.
Used on input and output	May not always have exactly the same meaning on input an output though. Please consult the reference table from the linked data items for details.
Deprecated	Obsolete; all deprecated elements are supported but please use indicated element.
n	Indicates a numeral, e.g., msg_n may be msg_1, msg_2, msg_3, etc.
Data Types
Integer	Indicates a numeral
Alphanumeric	Mixed Text (alphabetic, numeric and punctuation) Note: Some fields restrict some punctuation.
Numeric	Formatted number, e.g. 999.99
String	Specific keywords as indicated
Date	A valid date, represented as YYYYMMDD

Linked data names in the XML layout are the FHA Direct/CHUMS data names. Clicking on these links will provide detailed information of the data items. (Links are shown as brown text to avoid obscuring underscores in data names.)

<?xml version="1.0" standalone="yes" ?> 
  <MORTGAGEDATA MISMOVersionID="1.0.1">
  <PROCESSSTATUS>
  <ProcessStatusCode>mode</ProcessStatusCode>
  <ProcessStatusRequestor>connection_id</ProcessStatusRequestor>
  <ProcessStatusConfirm>confirm</ProcessStatusConfirm>
  <ProcessStatusMessage sCode="n">msg</ProcessStatusMessage>
  </PROCESSSTATUS>
  <APPLICATION>
  <AgencyCaseIdentifier>case_no</AgencyCaseIdentifier> 
  <FHAVA>
  <FHAVARepairEscrow
  	CompletedDate="comp_date"
	EscrowAmount="escrow"
	Update="update"
	ApplyToPrincipalAmount="principal" />
  </FHAVA>
  </APPLICATION>
  <PROPERTY>
  <City>city</City>
  <State>state</State>
  <PostalCode>zip</PostalCode>
  <CountyCode>county</CountyCode>
  <PARSEDSTREETNAME>
  <HouseNumber>hse_no</HouseNumber>
  <ApartmentOrUnit>appt</ApartmentOrUnit>
  <DirectionPrefix>pre</DirectionPrefix>
  <StreetName>street</StreetName> 
  <StreetSuffix>type</StreetSuffix>
  <DirectionSuffix>post</DirectionSuffix>
  </PARSEDSTREETNAME>
  </PROPERTY>
  <VALUATIONS VALUATIONSID="1" BuildingStatusType="cc_code" /> 
  <PARTY PartyType="Closer">
  <PartyName>name</PartyName>
  </PARTY>
</MORTGAGEDATA>

Data	Type	Description
mode	String	Query or Update. Use query to check the status, Update for all other transactions.
connection_id	String	A specific text string that will be assigned to you when you begin to develope B2G programs. Use the same string for all transactions.
confirm	Boolean	On update: Must be set to "Yes" to confirm that work is completed.
msg	Alphanumeric	Messages describing the status of the transaction.
case_no	Numeric	The 10 digit number the FHA process assigned to identify the case when it was created.
comp_date	Date	Date repairs and/or improvements were completed. YYYYMMDD
escrow	Interger	Amount, in whole dollars, of escrow.
update	String	Key word, FHAVARepair, FHAVAEEMImprovement, FHAVA203KImprovement If more than one form of escrow applies, send the appropriate keywords as a comma delimited list.
principal	Integer	Dollar amount of the escrow applied to the loan principal.
city	Alphanumeric	Name of city
state	String	Postal abreviation for state
county	Interger	FIPS county code
zip	Integer	Postal ZIP code.
hse_no	Interger	Address house number
appt	Alphanumeric	Appartment information
pre	String	Pre-directional designator (N, S, E, W)
street	Alphanumeric	Name of street
type	String	Street type designator (Dr, Ave, etc.)
post	String	Post-directional designator (N, S, E, W)
cc_code	String	Construction code: Proposed, SubstantiallyRehabilitated, UnderConstruction, NewConstruction, Existing
name	Alphanumeric	Name of person closing the escrow. Only populated on reinstatements.