HUD - FHA Connection HECM Certificate

Information by State  Print version

HECM Certificate provides an XML based interface to create and modify HECM Certificates and to retrieve a list of HECM Certificates. HECM Certificate also provides a means to retrieve a printable PDF version of the HECM Certificate.

This function is based on the MISMO Smartdocument and uses the eMortgage framework v.1.01 If you plan to validate using the MISMO DTDs you will need to make the following DTD modifications:

• Add the attribute _NameSuffix to the borrower element as
  _NameSuffix(II|II|IV|2ND|3RD|Jr|Sr)
• Add COUNSELINGAGENCY as:
  <!ELEMENT COUNSELINGAGENCY EMPTY>
  <!ATTLIST COUNSELINGAGENCY
       _UnparsedName CDATA #IMPLIED
       _CounselingAgencyID CDATA #IMPLIED
       _Street CDATA #IMPLIED
       _City CDATA #IMPLIED
       _State CDATA #IMPLIED
       _PostalCode CDATA #IMPLIED>
• Add COUNSELINGSESSION as:
  <!ELEMENT COUNSELINGSESSION EMPTY>
  <!ATTLIST COUNSELINGSESSION
       _Date CDATA #IMPLIED
       _Duration CDATA #IMPLIED
       _Method (Telephone|FaceToFace)#IMPLIED
       _FinancedFee DATA #IMPLIED
       _FeeWaived (Yes|No) #IMPLIED>
• Add CERTIFICATE as:
  <!ELEMENT CERTIFICATE EMPTY>
  <!ATTLIST CERTIFICATE
       _CertificateID CDATA #IMPLIED
       _Issued (Yes|No) #IMPLIED
       _ClientInfluenced (Yes|No) #IMPLIED>

In contrast to other B2G functions, there are two distinct ways to post data to the HECM Certificate function. If you set the content header to "text/xml" or "application/xml" you can send the XML file as the body of the request with no qualifiers. To post information as an HTML form field value as is done with other B2G functions you must set the content header to "application/x-www-form-urlencoded"

To post your data to the pilot system use https://hwvauwd491.hud.gov/b2b/chums/f17bdcxml.cfm
To post your data to the production system use https://entp.hud.gov/b2b/chums/f17bdcxml.cfm

Return to the CHUMS Functions page

History of Changes

Key:

XML File Layout

<?xml version='1.0' encoding='utf-8'?>
<EMORTGAGE_PACKAGE _ID='HUD_Binder'>
<KEY _Name='TransactionMode' _Value ='Description'/>
<KEY _Name='Requestor' _Value ='Description'/>
<KEY _Name='Status' _Value ='Description'/>
<KEY _Name='StatusMessage' _Value ='Description'/>
<KEY _Name='Comments' _Value ='Description'/>
<KEY _Name='StartDate' _Value ='Description'/>
<KEY _Name='EndDate' _Value ='Description'/>
<SMART_DOCUMENT MISMOVersionIdentifier='1.01' PopulatingSystemDocumentIdentifier='FHAVA'>
<HEADER _ID='FHAVA_Header'>
<DOCUMENT_INFORMATION MustBeRecordedIndicator='False' NegotiableInstrumentIndicator='False'
            SMARTDocumentCategoryType='5' _FormNumberIdentifier='OMB-2502-0524' _StateType='Populated'
            _Type='Other' _TypeOtherDescription='HECMCounselingCertificate' />
</HEADER>
<DATA _ID='FHAVA_HECM_COUNSELING_CERTIFICATE'>
 <MAIN>
  <LOAN MISMOVersionIdentifier='2.3'>
   <_APPLICATION>
    <PROPERTY _City='Description' _PostalCode='Description'
    	_State='Description' _StreetAddress='Description' />
    <BORROWER BorrowerID='Description' _FirstName='Description' _LastName='Description'
    	_MiddleName='Description' _NameSuffix='Description'/>
   </_APPLICATION>
   <_CLOSING_DOCUMENTS>
    <EXECUTION _Date='Description' />
    <COUNSELINGAGENCY _UnparsedName='Description' _CounselingAgencyID='Description'
    _City='Description' _State='Description'
    _Street='Description' _PostalCode='Description' />
    <COUNSELINGSESSION _Date='Description' _Duration='Description'
    	_Method='Description' _UpfrontFee='Description'
	_FinancedFee='Description' _FeeWaived='Description' />
     <FULFILLMENT_PARTY _RoleType='Other' _RoleTypeOtherDescription='Counseler' _Name='Description'>
      <CONTACT_DETAIL>
       <CONTACT_POINT _Type='Phone' _Value='Description' />
       <CONTACT_POINT _Type='Name' _Value='Description' />
      </CONTACT_DETAIL>
     </FULFILLMENT_PARTY>
     <CERTIFICATE _CertificateID='Description' _Issued='Description'
     	_ClientInfluenced='Description' />
   </_CLOSING_DOCUMENTS>
  </LOAN>
 </MAIN>
</DATA>
</SMART_DOCUMENT>
</EMORTGAGE_PACKAGE>

Data Description