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Address Validation

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 Information by State
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The Address Validation function validates a property address to improve the accuracy of the property addresses entered into CHUMS. The address validation routine uses a database provided by the U.S. Post Office. Since this database is updated quarterly, some property addresses (normally proposed construction and lot/block/plat properties) will not be listed on the database. Property addresses not listed on the database cannot be processed by the address validation routine.

To run Address Validation, post your data to:
https://hwvauwd491.hud.gov/b2b/chums/f17a15c1.cfm

When entering a Rural Route (RR) address, using the following format:
RR # (HouseNumber field)
Box ## (StreetName field)

NOTE: Empty elements are neither encouraged nor required, they are shown here for clarity only.


Example Input Data


<?xml version='1.0'?> 
<MORTGAGEDATA MISMOSVersionID= '1.0.1'>
	<PROCESSSTATUS>
		<ProcessStatusCode>Query</ProcessStatusCode> 
		<ProcessStatusRequestor>Vendor Code</ProcessStatusRequestor>
	</PROCESSSTATUS>
	<PROPERTY PROPERTYID='1' PropertyType= 'Subject'>
                     <City>TARRYTOWN</City>
                     <State>NY</State>
                     <PostalCode>105910000</PostalCode>
                     <CountyCode>119</CountyCode>
                     <PARSEDSTREETNAME PARSEDSTREETNAMEID='1'>
                               <HouseNumber>303</HouseNumber>
                               <DirectionPrefix>S</DirectionPrefix>
                               <StreetName>Broadway</StreetName>
                               <ApartmentOrUnit>201</ApartmentOrUnit>
                     </PARSEDSTREETNAME>
     </PROPERTY>
	<SUBJECTPROPERTY>
		<SUBJECTPROPERTYSHORTLEGALDESCRIPTIONLOT></SUBJECTPROPERTYSHORTLEGALDESCRIPTIONLOT>
		<SUBJECTPROPERTYSHORTLEGALDESCRIPTIONBLK></SUBJECTPROPERTYSHORTLEGALDESCRIPTIONBLK>
		<SUBJECTPROPERTYSHORTLEGALDESCRIPTIONPLAT></SUBJECTPROPERTYSHORTLEGALDESCRIPTIONPLAT>
	</SUBJECTPROPERTY>
</MORTGAGEDATA>

End of Input Fields for Address Validation
Data Item Valid Entries Description
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PARSEDSTREETNAMEID = ‘1’>   <HouseNumber> Up to seven alphanumeric characters (Required Entry If Applicable) House number of property.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PARSEDSTREETNAMEID = ‘1’>   <ApartmentOrUnit> Up to six alphanumeric characters (Optional Entry) Extension of the house or condominium number.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PARSEDSTREETNAMEID = ‘1’>   <DirectionPrefix> Valid Direction (Optional Entry) Pre-direction to the street name.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PARSEDSTREETNAMEID = ‘1’>   <StreetName> Up to 20 alphanumeric characters (Required Entry If Hse No Field Entered) Name or number of the street.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PARSEDSTREETNAMEID = ‘1’>   <StreetSuffix> Valid Street Type Abbreviation (Optional Entry) Street type abbreviation.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1' >  <PARSEDSTREETNAME PARSEDSTREETNAMEID = ‘1’>   <DirectionSuffix> Valid Direction (Optional Entry) Post-direction or section of street.
<SUBJECTPROPERTY>  <SUBJECTPROPERTYSHORTLEGALDESCRIPTIONLOT> Up to four numeric characters (Required Entry If Street Name Field Not Entered) Lot number of a new property that has no street address.
<SUBJECTPROPERTY>  <SUBJECTPROPERTYSHORTLEGALDESCRIPTIONBLK> Up to four numeric characters (Required Entry If Street Name Field Not Entered) Lot number of a new property that has no street address.
<SUBJECTPROPERTY>  <SUBJECTPROPERTYSHORTLEGALDESCRIPTIONPLAT> Plat - two alphanumeric characters (Required Entry If Lot Field Entered) Block/Plat number of property.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <City> System-generated after transmitting (Optional Entry) City in which property is located.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <State> System-generated after transmitting; valid states (Optional Entry) State in which property is located.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PostalCode> Nine numeric characters; last four-digits pre-filled with zeroes ZIP Code, enter four zeroes at the end of the field (Required Entry) Zip Code of the property.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <CountyCode> System-generated after transmitting (Optional Entry) County in which property is located.
<ProcessStatusRequestor> Up to 34 Alphanumeric Characters (Required Entry) Name of LOS sending request


Example Output Data


<?xml version='1.0' standalone='yes'?>
<MORTGAGEDATA MISMOVersionID='1.0.1'> 
	<PROPERTY PROPERTYID='1' PropertyType = 'Subject'>
		<City>TARRYTOWN</City><State>NY</State>
		<PostalCode>105910000</PostalCode>
		<CountyCode>119</CountyCode>
		<PARSEDSTREETNAME PARSEDSTREETNAMEID='1'>
			<HouseNumber>303</HouseNumber>
			<DirectionPrefix>S</DirectionPrefix>
			<StreetName>Broadway</StreetName>
			<ApartmentOrUnit>201</ApartmentOrUnit>
		</PARSEDSTREETNAME>
	</PROPERTY>
	<PROCESSSTATUS>
		<ProcessStatusCode>Success</ProcessStatusCode>
		<ProcessStatusMessage sCode='1'>100% Overall probable correctness</ProcessStatusMessage>		
	</PROCESSSTATUS>
</MORTGAGEDATA>

End of Output Fields for Address Validation
Data Item Description
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'> <PARSEDSTREETNAME PROPERTYID = ‘1’> <HouseNumber> House number of property. Up to 7 AlphaNumeric Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PROPERTYID = ‘1’>   <StreetSuffix> Extension of the house or condominium. Up to 6 AlphaNumeric Characters number.
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PROPERTYID = ‘1’>   <DirectionPrefix> Pre-direction to the street name. Up to 2 Alpha Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PROPERTYID = ‘1’>   <StreetName> Name or number of the street. Up to 20 AlphaNumeric Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <PARSEDSTREETNAME PROPERTYID = ‘1’>   <StreetSuffix> Street type abbreviation. Up to 4 Alpha Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>   <PARSEDSTREETNAME PROPERTYID = ‘1’>   <DirectionSuffix> Post-direction or section of street. Up to 2 Alpha Characters
<SUBJECTPROPERTY>  <SUBJECTPROPERTYSHORTLEGALDESCRIPTIONLOT> Lot number of a new property that has no street address. Up to 4 AlphaNumeric Characters
<SUBJECTPROPERTY>  <SUBJECTPROPERTYSHORTLEGALDESCRIPTIONPLAT> Block/Plat number of property. Up to 5 AlphaNumeric Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <City> City in which property is located. Up to 17 AlphaNumeric Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <State> State abbreviation in which property is located. 2 Alpha Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1' >  <PostalCode> Zip Code of the property. 5 Numeric Characters
<Property PropertyType = ‘Subject’ PROPERTYID = ‘1'>  <CountyCode> FIPS County Code in which property is located. 3 Numeric Characters
<ProcessStatusCode> Result of the request. See below for values and meanings
<ProcessStatusMessage> Message detailing errors. Up to 80 AlphaNumeric Characters


ProcessStatusCode Values:

End of ProcessStatusCode Values
SuccessNoUpdatesAllowed This indicates that the address validated properly against the postal database. No updates are allowed because this function only validates the address. It does not update the FHA database.
Warning This indicates that the Address Validation function was not able to match the address exactly. However, it was able to find a match that it thinks is correct. The address returned to the user is the address that the address validation function believes is correct.
Unavailable System is down
Error This indicates that the address did not validate through the Address Validation function. Either there was no similar address or the data was in error. Please see the ProcessStatusMessage for details


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