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Insurance Termination


	Information by State Print version

The Termination function allows a user to process a mortgage insurance termination for a selected case. Termination should be reported as soon as possible.

History of Changes

Date	Description
11/13/2003	Initial code Implemented

To Access the Termination function on the pilot system post your data to:
https://hwvauwd491.hud.gov/b2b/sfis/a43trmxml.cfm

To Access the Termination function in production post your data to:
https://entp.hud.gov/b2b/sfis/a43trmxml.cfm

Example Input File

<?xml version='1.0' standalone='yes'?>
<MORTGAGEDATA MISMOVersionID='1.0.1'>
   <PROCESSSTATUS>
     <ProcessStatusRequestor>SENDER</ProcessStatusRequestor>
     <MultipleBorrowerIndicator>Y</MultipleBorrowerIndicator>
   </PROCESSSTATUS>
   <APPLICATION>
     <AgencyCaseIdentifier>051-8145414</AgencyCaseIdentifier>
     <BaseLoanAmount>100295</BaseLoanAmount>
   </APPLICATION>
   <MORTGAGEINSURANCE>
     <MortgageInsuranceTerminationType>11</MortgageInsuranceTerminationType>
     <MortgageInsuranceTerminationEffectiveDate>20020901</MortgageInsuranceTerminationEffectiveDate>
   </MORTGAGEINSURANCE>
   <FHAVA>
     <FHAVAServicerIdentifier>22995</FHAVAServicerIdentifier>
     <FHAVALenderTrack>12345</FHAVALenderTrack>
   </FHAVA>
   <PROPERTY PropertyType='Subject'>
     <Address1>222 B Street</Address1>
     <City>Gary</City>
     <State>IN</State>
     <PostalCode>00700</PostalCode>
   </PROPERTY>
   <BORROWER BORROWERID='1'>
     <LastName>Bond</LastName>
     <FirstName>James</FirstName>
     <MiddleName>H</MiddleName>
     <SSN>007-23-1234</SSN>
     <BORROWERRESIDENCE ResidencyType='Current'>
       <Address1>123 S Street</Address1>
       <City>GARY</City>
       <State>IL</State>
       <PostalCode>00712</PostalCode>
     </BORROWERRESIDENCE>
   </BORROWER>
   <BORROWER BORROWERID='2'>
     <LastName>Roberts</LastName>
     <FirstName>Ruby</FirstName>
     <MiddleName>W</MiddleName>
     <SSN>123-45-6789</SSN>
   </BORROWER>
</MORTGAGEDATA>

**End of Input Fields for Termination**
Data Item	Valid Entries	Description
<PROCESSSTATUS> <ProcessStatusRequestor>	Up to 36 alphanumeric characters	(Required Entry) Name of LSS sending request
<PROCESSSTATUS> <MultipleBorrowerIndicator>	If the selected case has more than two mortgagors, (i.e. a mortgagor and more than one co-mortgagor) then value must be "Y".	Indicator for more than two mortgagors.
<APPLICATION> <AgencyCaseIdentifier>	Eleven Alphanumeric characters; first two digits identify the state where property is located, third digit identifies the Field Office where case will be processed, the fourth digit must be a dash "-", the following six digits indicate the serial number, and the final digit is a check digit.	(Required Entry) Number identifying/referencing the FHA case.
<APPLICATION> <BaseLoanAmount>	Up to six numeric characters	(Required Entry) The original mortgage amount.
<MORTGAGEINSURANCE> <MortgageInsuranceTerminationType>	11 - Prepayment - The loan was paid in full prior to the mortgage note maturity date. 13 - Non-Conveyance Foreclosure - The property was acquired by lender or by a third party at a foreclosure sale, or was redeemed after foreclosure and no insurance claim will be made to HUD. 21 - Voluntary Termination - Both lender and borrower have agreed to voluntarily terminate FHA insurance.	(Required Entry) Two-digit code for type of termination being processed.
<MORTGAGEINSURANCE> <MortgageInsuranceTerminationEffectiveDate>	YYYYMMDD	(Required Entry) Effective date of the mortgagor termination.
<FHAVA> <FHAVAServicerIdentifier>	A valid five position numeric field that Identifies the servicing mortgagee.	(Required Entry) ID number of the case's Servicer. Only Mortgagee types 1 through 5 are allowed for termination. They are defined as: Type 1 - Government or National Mortgage Association Type 2 - Supervised entities (typically banks, savings and loans - credit unions.) Type 3 - Nonsupervised entities (typically mortgage companies, some finance and insurance companies.) Type 4 - Loan Correspondents. Type 5 - Investing companies. Among the Loan Correspondents only , supervised loan correspondents with an institution type 84 (typically banks and credit unions) are allowed for transfers with HUD's permission.
<FHAVA> <FHAVALenderTrack>	This twenty-four character that Identifies mortgagee's reference number.	Mortgagee Reference Number.
<PROPERTY PropertyType='Subject'> <Address1>	Up to 19 alphanumeric characters that Identifies Property Street Address. Street Address includes House Number, Rural Route Number, Post Office Box, Apartment Number and Street Name as necessary.	(Required Entry) Street Address of mortgaged property.
<PROPERTY PropertyType='Subject'> <City>	Up to 24 alphanumeric characters that Identifies city whose post office handles mail delivery to the property.	(Required Entry) City in which mortgaged property is located.
<PROPERTY PropertyType='Subject'> <State>	Two character official abbreviation for the U.S. state or territory.	(Required Entry) State in which mortgaged property is located.
<PROPERTY PropertyType='Subject'> <PostalCode>	Zipcode includes BOTH the valid five digit numeric postal zip code (required) AND the valid four digit numeric zip extension (optional).	(Required Entry) Postal Zip code for mortgaged property.
<BORROWER BORROWERID='1'> <LastName>	Up to 20 alphanumeric character that Identifies Last name of Mortgagor, or, if the selected case has more than one mortgagor.	(Required Entry) Mortgagor's last name.
<BORROWER BORROWERID='1'> <FirstName>	Up to 14 alphanumeric characters that Identifies First name of Mortgagor, or, if the selected case has more than one mortgagor, the first name of the primary mortgagor.	(Required Entry) Mortgagor's first name.
<BORROWER BORROWERID='1'> <MiddleName>	Middle name initial of Mortgagor.	Mortgagor's middle name initial.
<BORROWER BORROWERID='1'> <SSN>	Eleven character in XXX-XX-XXXX format, Valid Social Security Number identifying the Mortgagor, or, if the selected case has more than one mortgagor, the Social Security Number identifying the primary mortgagor.	Mortgagor Social Security Number is a required entry for all cases that were closed on or after 01/01/1998. For older cases Mortgagor SSN is not a mandatory entry.
<BORROWER BORROWERID='1'> <BORROWERRESIDENCE ResidencyType='Current'> <Address1>	Up to 19 alphanumeric characters that Identifies Mailing Street Address. Street includes House Number, Rural Route Number, Post Office Box, Apartment Number and Street Name as necessary.	Mailing Street Address.
<BORROWER BORROWERID='1'> <BORROWERRESIDENCE ResidencyType='Current'> <City>	Up to 24 alphanumeric characters that Identifies city where mailing address is located.	City in which mailing address is located.
<BORROWER BORROWERID='1'> <BORROWERRESIDENCE ResidencyType='Current'> <State>	Two character official abbreviation for the U.S. state or territory.	State in which mailing address is located.
<BORROWER BORROWERID='1'> <BORROWERRESIDENCE ResidencyType='Current'> <PostalCode>	Zipcode includes BOTH the valid five digit numeric postal zip code (required) AND the valid four digit numeric zip extension (optional).	Postal Zip code for mailing address.
<BORROWER BORROWERID='2'> <LastName>	Up to 20 alphanumeric characters that Identifies Last name of Co-Mortgagor, or, of the first Co-Mortgagor. This field should only be entered if there is more than one mortgagor for the selected case.	Co-Mortgagor's last name.
<BORROWER BORROWERID='2'> <FirstName>	Up to 14 alphanumeric characters that Identifies First name of Co-Mortgagor, or, of the first Co- Mortgagor. This field should only be entered if there is more than one mortgagor for the selected case.	Co-Mortgagor's first name.
<BORROWER BORROWERID='2'> <MiddleName>	Middle name initial of Co-Mortgagor.	Co-Mortgagor's middle name initial.
<BORROWER BORROWERID='2'> <SSN>	Eleven character in XXX-XX-XXXX format, Valid Social Security Number identifying the Co-Mortgagor, or, of the first co-mortgagor. This field should be entered if there is more than one mortgagor for the selected case.	Co-Mortgagor's Social Security Number.

Information Returned:

Using the above input fields, the termination request will be processed or rejected. The results of the request will be displayed in the <ProcessStatusCode> field and will indicate either "Error" or "SuccessUpdatesAllowed". When an error occurs, a message pertaining to the error will be displayed in the <ProcessStatusMessage> field.

Example Output File

<?xml version='1.0' standalone='yes'?>
<MORTGAGEDATA MISMOVersionID='1.0.1'>
   <PROCESSSTATUS>
     <ProcessStatusCode>SuccessUpdatesAllowed</ProcessStatusCode>
     <ProcessStatusRequestor>SENDER</ProcessStatusRequestor>
     <MultipleBorrowerIndicator>Y</MultipleBorrowerIndicator>
   </PROCESSSTATUS>
   <APPLICATION>
     <AgencyCaseIdentifier>051-8145414</AgencyCaseIdentifier>
     <BaseLoanAmount>100295</BaseLoanAmount>
   </APPLICATION>
   <MORTGAGEINSURANCE>
     <MortgageInsuranceTerminationType>11</MortgageInsuranceTerminationType>
     <MortgageInsuranceTerminationEffectiveDate>20020901</MortgageInsuranceTerminationEffectiveDate>
   </MORTGAGEINSURANCE>
   <FHAVA>
     <FHAVAServicerIdentifier>22995</FHAVAServicerIdentifier>
     <FHAVALenderTrack>12345</FHAVALenderTrack>
   </FHAVA>
   <PROPERTY PropertyType='Subject'>
     <Address1>222 B Street</Address1>
     <City>Gary</City>
     <State>IN</State>
     <PostalCode>00700</PostalCode>
   </PROPERTY>
   <BORROWER BORROWERID='1'>
     <LastName>Bond</LastName>
     <FirstName>James</FirstName>
     <MiddleName>H</MiddleName>
     <SSN>007-23-1234</SSN>
     <BORROWERRESIDENCE ResidencyType='Current'>
       <Address1>123 S Street</Address1>
       <City>GARY</City>
       <State>IL</State>
       <PostalCode>00712</PostalCode>
     </BORROWERRESIDENCE>
   </BORROWER>
   <BORROWER BORROWERID='2'>
     <LastName>Roberts</LastName>
     <FirstName>Ruby</FirstName>
     <MiddleName>W</MiddleName>
     <SSN>123-45-6789</SSN>
   </BORROWER>
</MORTGAGEDATA>

**End of Output Fields for Case Termination**
Data Item	Description
<PROCESSSTATUS> <ProcessStatusCode>	Result of the request. See below for values and meanings.
<PROCESSSTATUS> <ProcessStatusMessage sCode='1' A43Code="xx">	Message detailing errors. Up to 80 alphanumeric characters. Specific values for sCode have been assigned for certain messages as listed below: sCode value '3' indicates that an error has occurred with the Case Number specified in the <AgencyCaseIdentifier> field. sCode value '4' indicates that an error has occurred with Original Mortgage Amount specified in the <BaseLoanAmount> field. sCode value '5' indicates that an error has occurred with the type of termination in the <MortgageInsuranceTerminationType> field. sCode value '6' indicates that an error has occurred with the Termination Effective Date specified in the <MortgageInsuranceTerminationEffectiveDate> field. sCode value '7' indicates that an error has occurred with the Servicer in the <FHAVAServicerIdentifier> field. sCode value '8' indicates that an error has occurred with your userid. sCode value '9' indicates that a system error has occured. sCode value '11' indicates that an error has occurred with the Property Address (PROPERTY PropertyType='Subject') in the <Address1>, <City>, <State> or <PostalCode> field. sCode value '12' indicates that an error has occurred with the Mail Address (BORROWERRESIDENCE ResidencyType='Current' of BORROWER BORROWERID='1') in the <Address1>, <City>, <State> or <PostalCode> field. sCode value '13' indicates that an error has occurred with Social Security Number of Borrower (BORROWER BORROWERID='1') in the <SSN> field. sCode value '14' indicates that an error has occurred with Social Security Number of Co-Borrower (BORROWER BORROWERID='2') in the <SSN> field.

ProcessStatusCode Values:

End of ProcessStatusCode Values
SuccessUpdatesAllowed This indicates that the case termination request was processed, that is, the case has been successfully terminated.

Unavailable System is down

Error This indicates that an error has occurred during the case termination process and that the case has not been terminated successfully. Either the data were missing or in error. Please see the ProcessStatusMessage for details.

Comments or Questions? <SF Administration>

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