| Field
Name | Length | Type | Start
Position | Picture | Description |
| Mortgagee
ID | 5 | Alphanumeric | 1 | X(5) | Lender
on record in HUD's Single Family Insurance System (SFIS) as servicing the case
when the report file was created. First five characters of the FHA's unique 10-character
identifier assigned to the servicing lender. |
| FHA
Case Number | 11 | Alphanumeric | 6 | X(11) | Unique
10-character identifier assigned to the FHA loan by HUD. The first two positions
identify the state where the property is located, the third position identifies
the HUD Field Office territory in which the property is located, the next six
positions identify the serial number, and the final position is the check digit. |
| Exempt
Indicator | 1 | Alphanumeric | 17 | X(1) | Indicates
if the loan is exempt from Risk-Based MIP payments. Values: Y=Yes, N=No. |
| Report
Date | 8 | Alphanumeric | 18 | YYYYMMDD | Date
the information for the Portfolio file was retrieved from SFIS/A43 and generated. |
| Section
of the Act | 4 | Alphanumeric | 26 | X(4) | ADP
code representing the section of the National Housing Act under which the case
is insured. |
| Original
Mortgage Amount | 7 | Numeric | 30 | 9(7) | Amount
of the principal obligation stated on the mortgage (or other security instrument);
includes upfront mortgage insurance premium (UFMIP), if UFMIP is financed. |
| Mature
Date | 6 | Alphanumeric | 37 | YYYYMM | Month
and year the loan matures. |
| Term | 3 | Numeric | 43 | 9(3) | Length
of the loan in months, from the beginning of loan amortization until maturity. |
| Current
Mortgagor | 22 | Alphanumeric | 46 | X(22) | Name
of the current borrower (homeowner). |
| Interest
Rate | 5 | Numeric | 68 | 99V999 | Original
interest rate of the loan. |
| Status | 1 | Alphanumeric | 73 | X(1) | Current
status of the case.
A = Active Insurance Status
C = Claim Termination
T = Non-claim Termination |
| Begin
Amort Date | 6 | Alphanumeric | 74 | YYYYMM | Month
and year the loan amortization starts. |
| Bill
Type | 1 | Alphanumeric | 80 | X | Type
of premium billing for the loan based on the Single Family FHA program.
1 or
DEF = Deferred (Section 530)
2 or ADV = Advanced (pre-Section 530)
3 or UP = Upfront (or One-Time)
4 or RB = Risk-Based |
| Street | 19 | Alphanumeric | 81 | X(19) | Street
address of the property. |
| City | 18 | Alphanumeric | 100 | X(18) | City
in which the property is located. |
| State | 2 | Alphanumeric | 118 | X(2) | State
in which the property is located. |
| Zip | 9 | Alphanumeric | 120 | X(9) | Zip
code within which the property is located. |
| Annual
Premium | 7 | Numeric | 129 | 9(5)V99 | Current
calculation of the annual Mortgage Insurance Premium for the loan. |
| Current
Holder | 5 | Alphanumeric | 136 | X(5) | Mortgagee
currently holding the loan (five-digit identifier assigned by HUD). |
| LTV | 5 | Numeric | 141 | 999V99 | Original
loan to value (LTV) ratio. |
| Premium
Rate | 3 | Numeric | 146 | V999 | Percentage
the unpaid loan balance is multiplied by for the calculation of annual or monthly
premium. For example, a value of 250 is .250% or .0025. |
| Upfront
Factor | 5 | Numeric | 149 | V9(5) | Factor
used to calculate the upfront premium as a percentage of the base loan amount. |
| Percent
Financed | 5 | Numeric | 154 | 999V99 | Percentage
of the upfront premium that was added to the base loan amount and financed by
the lending institution. |
| Billing
Years | 3 | Numeric | 159 | 9(3) | Number
of years the monthly premium will be billed for the loan (the value is expressed
in whole years only; partial years are rounded to the next whole year). |
| Monthly
Premium | 7 | Numeric | 162 | 9(5)V99 | Current
insurance premium due monthly for the loan. |
| Monthly
P & I | 6 | Numeric | 169 | 9(4)V99 | Monthly
principal and interest due on the loan. |
| Transfer/Termination
Date | 8 | Alphanumeric | 175 | YYYYMMDD | Effective
date of the most recent transfer (holder and/or servicer) or termination of FHA
insurance on the case. Use Case Detail to get more specific information. |
| Endorse
Date | 8 | Alphanumeric | 183 | YYYYMMDD | Date
the loan was endorsed or approved for mortgage insurance. |
| Endorse
Process Date | 6 | Alphanumeric | 191 | YYYYMM | Month
and year the case was transferred to SFIS/A43 after endorsement. |
| Final
Bill Date | 6 | Alphanumeric | 197 | YYYYMM | Month
and year the last monthly premium will be assessed (due the first of the following
month). |
| UPB
@ 78% | 8 | Numeric | 203 | 9(6)V99 | Threshold
amount the unpaid principal balance on the mortgage must reach to qualify for
cancellation of monthly premium assessment (only applicable for cases closed on
or after January 1, 2001, are insured under the Mutual Mortgage Insurance (MMI)
fund, and meet other criteria for cancellation). |
| Risk-based Pricing | 1 | Alphanumeric | 211 | X(1) |
Indicator specifying whether risk-based premium pricing is applicable to the case.
Values: Y=Yes, N=No. |
| First-time Home Buyer | 1 | Alphanumeric | 212 | X(1) | Indicator specifying whether the borrower is a first-time home buyer. Y=Yes, N=No, or blank. |
| HUD-approved Counseling | 1 | Alphanumeric | 213 | X(1) | Indicator specifying whether the borrower received pre-purchase home ownership counseling from a HUD-approved counseling agency.
Values: Y=Yes, N=No. |
| [Unused] | 1 | | | | |
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