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Questions
and Answers Where
can I get case information that is on record in HUD's systems?
The FHA Connection provides FHA case information using either Case Query or
Case Detail. Case Query, available on the Single Family Origination (Case Processing)
menu, provides current information for nonendorsed cases on record in HUD's origination
system, the Computerized Homes Underwriting Management System (CHUMS). Case Detail,
available on the Single Family Servicing (Monthly Premiums) menu, provides current
information for all FHA cases, both endorsed and nonendorsed, based on the status
of the requested case. If the case has not been insured, case information is retrieved
from CHUMS. If the case has been insured, case information is retrieved from the
Single Family Insurance System (SFIS). For either nonendorsed or endorsed cases,
information about the last three mortgage insurance premium (MIP) payments is
displayed if monthly mortgage insurance premiums have been paid to HUD's monthly
premium collection system, the Single Family Premium Collection Subsystem-Periodic
(SFPCS-P). Do you have access to the FHA Connection? If not, please refer
to Mortgagee
Letter 98-13
for general information, as well as instructions for accessing the FHA
Connection. The FHA Connection Welcome Page
includes additional detailed information about the site. Who
has access to case information on record in HUD's systems?
FHA Connection users authorized to use either Case Query or Case Detail can
request and view case information. How
do I get access to case information on record in HUD's systems?
FHA Connection users must be authorized to request information using either
Case Query (Single Family Origination/Case Processing menu) or Case Detail (Single
Family Servicing/Monthly Premiums menu). If you are an authorized FHA Connection
user and are unable to use these functions, contact your FHA Connection Application
Coordinator to obtain the necessary authorization. Do you have access to
the FHA Connection? If not, please refer to Mortgagee
Letter 98-13
for general information, as well as instructions for accessing the FHA
Connection. The
FHA Connection Welcome Page includes
additional detailed information about the site. When
can I request case information?
Requests for case information are processed between the hours of 8 a.m. and
8 p.m. ET Monday through Friday, excluding holidays. Can
I obtain information on cases that are not in our portfolio?
Yes,
the information displayed using Case Detail (Single Family Servicing/Monthly Premiums
menu) has been approved for viewing by lending institutions that are neither the
servicer nor the holder. Can
I get information on an old nonendorsed case that has been archived in HUD's system?
Yes, for a nonendorsed case that is archived in CHUMS (i.e., there was no activity
on the case for 13 months and it was archived), Case Detail will display the following
message: 257: This case has been purged from CHUMS. To restore an
archived case (take out of archive), use Case Query on the Single Family Origination's
Case Processing menu. When Case Query is processed for the case, an error message
is displayed indicating the case is archived. At that time, you can request that
the case be restored. The case is restored by the next business day and can be
viewed using either Case Detail (Single Family Servicing/Monthly Premiums menu)
or Case Query (Single Family Origination/Case Processing menu). The case remains
available until the CHUMS monthly archive is run. I
am in the process of purchasing a case from another lender. Where can I get information
on the status of that case in HUD's systems?
The information displayed using Case Detail (Single Family Servicing/Monthly
Premiums menu) has been approved for viewing by lending institutions that are
neither the servicer nor the holder. I
am in the process of purchasing a nonendorsed case from another lender. Can I
verify whether or not the required monthly MIPs have been paid?
Information provided using Case Detail (Single Family Servicing/Monthly Premiums
menu) includes the last three monthly MIP payments made on the case to HUD's monthly
premium collection system, SFPCS-P. However, the payments listed do not reflect
any other transactions such as refunds or debit vouchers. How
can I determine the monthly MIP payments that have been remitted for a case?
For either nonendorsed or endorsed cases, the information displayed using Case
Detail (Single Family Servicing/Monthly Premiums menu) includes information about
the last three MIP payments if monthly mortgage insurance premiums have been paid
to HUD's monthly premium collection system, SFPCS-P. The payments listed do not
reflect any other transactions such as refunds or debit vouchers.
Where can
I obtain the latest case information regarding a servicer transfer? For
endorsed cases, the information displayed using Case Detail (Single Family Servicing/Monthly
Premiums menu) includes:
|
name
of current servicer on record in HUD's Single Family Insurance System (SFIS),
|
|
name
of current servicer |
|
previous
servicer name and telephone number, |
|
date
the most recent servicer transfer was processed in SFIS, and |
|
effective
date of the transfer. |
This
information may not reflect a recent servicer transfer that was automatically
processed in HUD's monthly premium collection system, SFPCS Periodic, as a result
of a MIP payment. (Note: The servicer on record in SFPCS Periodic at billing receives
the monthly premium bill.) I
recently reported a servicer (or holder) transfer on a case. Where can I verify
the results to make sure that that got processed?
Servicer (or holder) transfers reported through the FHA Connection (Single
Family Servicing/Mortgage Record Changes menu) can be verified by using Case Detail
(Single Family Servicing/ Monthly Premiums menu). The Case Detail information
displayed includes:
|
name
of current servicer on record in HUD's SFIS |
|
name
of current servicer |
|
previous
servicer name and telephone number, |
|
date
the most recent servicer transfer was processed in SFIS, and |
|
effective
date of the transfer. |
How
is Case Detail different from the Case Query function in Single Family Origination?
The FHA Connection provides FHA case information using either Case Query or
Case Detail. Case Query provides current information for nonendorsed cases on
record in HUD's origination system, CHUMS. Case Detail, available on the
Single Family Servicing (Monthly Premiums) menu, provides current information
for all FHA cases, both endorsed and nonendorsed, based on the status of the requested
case. If the case has not been insured, case information is retrieved from CHUMS,
and CHUMS Last Action is displayed as the key status field. If the case
has been insured, case information is retrieved from the SFIS, and SFIS Case
Status is displayed as the key status field. For either nonendorsed or endorsed
cases, information about the last three MIP payments is displayed if monthly mortgage
insurance premiums have been paid to HUD's monthly premium collection system,
SFPCS-P. Information provided using either Case Query or Case Detail reflects
what is currently on record in HUD's systems. How
is Case Detail different from the Monthly Premiums Portfolio function?
Case Detail (Single Family Servicing/Monthly Premiums menu) is available, as
authorized, to all FHA Connection users. The information displayed using Case
Detail has been approved for viewing by lending institutions that are neither
the servicer nor the holder. Information can be obtained for both nonendorsed
and endorsed cases and includes the last three MIP payments if monthly mortgage
insurance premiums have been paid to HUD's monthly premium collection system,
SFPCS-P. Portfolio is also available to FHA Connection users as authorized,
but information is restricted to only those cases currently serviced by the associated
lending institution. Critical FHA case information is included that can be used
to reconcile servicer records with HUD's records. Information provided
using either Case Detail or Portfolio reflects what is currently on record in
HUD's systems. |