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	Housing Funding Summaries Housing Links

For much of the last century, the poor quality and condition of homes was the primary housing concern facing rural areas in the United States. Drastically increasing housing costs and affordability have replaced poor housing conditions as the greatest problem facing low-income rural households today. Despite the fact that housing costs are lower in nonmetro areas than in cities and suburbs, many households find it difficult to meet their basic housing costs. Most cost-burdened households have low incomes, and a disproportionate number are renters. At the same time, housing quality problems persist in rural places.

This part of the Rural Housing and Economic Development Gateway site will provide funding summaries and case studies for users to learn more about rural housing funding opportunities and the experiences of other rural housing developers.

Housing Funding Summaries

These summaries present introductory information about federal programs that help fund affordable housing in rural America:

	Section 202 Supportive Housing for the Elderly
	Section 811 Supportive Housing for Persons with Disabilities
	Section 502 Direct Homeownership Loans
	Section 502 Guaranteed Rural Housing Loans
	Low Income Housing Tax Credit
	State Community Development Block Grants (Small Communities CDBG)
	Home Investments Partnerships Program (HOME)
	Self-Help Housing (Section 502)
	Very Low-income Housing Repair Loans and Grants (Section 504)
	Rural Rental Housing Loans (Section 515)

Housing Links

The Rural Gateway invites you to visit the following sites for a more diverse look at affordable housing. If you have suggestions for sites that could be added here, please e-mail them to rhed@hud.gov.

Community Connections
The Community Connections (ComCon) Clearinghouse is the Information Center for the Office of Community Planning and Development (CPD) at the U.S. Department of Housing and Urban Development. The Center provides its users with copies of program regulations, descriptions of model programs, case studies of affordable housing initiatives, publications on expanding affordable housing opportunities, funding information, training and conference announcements, and referrals to technical assistance providers.
more... | Calendar of Events

Federal Register
Federal agencies publish proposed rules, final regulations, Notices of Funding Availability, Requests for Proposals, etc. in the Federal Register.
more...

Housing Assistance Council
National nonprofit corporation focusing on improving housing conditions for residents of rural America. HAC helps local rural housing organizations by providing below-market financing, technical assistance, research, training, and information services. more... | Calendar of Housing Events

U.S. Department of Housing and Urban Development (HUD)
Extensive website providing information about and access to HUD offices, programs, initiatives, and staff.
more... | HUD-approved housing counseling agencies | Local HUD Offices

HUD's Office of Rural Housing and Economic Development (RHED)
RHED Program provides for capacity building at the State and local level for rural housing and economic development and to support innovative housing and economic development activities in rural areas.
more... | Grantees for: FY05, FY04, FY03, FY02, FY01

HUD User
Provides reports and information on housing policy and programs, building technology, economic development, urban planning, and other housing-related topics. HUD USER also creates and distributes a wide variety of useful information products and services that are accessible via the web site.
more...

KnowledgePlex
KnowledgePlex offers best practices, discussions, research and more for professionals working on affordable housing and community development.
more...

USDA Rural Development (RD) and Rural Housing Service (RHS)
Agencies of the U.S. Department of Agriculture. USDA RD and RHS provide technical assistance, information, grants and loans for housing, public facilities, business development, and services in rural areas.
USDA RD | USDA RHS | USDA RD State Offices | USDA RD Resources