2008 Mortgagee Letters

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Document Number	Title
08-43	Pre-Foreclosure Sale (PFS) Program - Utilizing the PFS Loss Mitigation Option to Assist Families Facing Foreclosure   Appendix A   Attachment 1   Attachment 2   Attachment 3   Attachment 4   Attachment 5   Attachment 6
08-42	Implementation of 24 CFR Parts 200 and 242, Revisions to the Hospital Mortgage Insurance Program: Final Rule [Docket No. FR-4927-C-03] RIN 2502-AI22
08-41	Termination of FHASecure
08-40	Refinance Transactions: New Maximum Mortgage Calculation (Word) (PDF)   Attachment -- Loan-to-Value and Combined Loan-to-Value Mortgage Amount Calculation Comparison
08-39	Revised Eligibility Requirements for FHA Roster Appraisers
08-38	Home Equity Conversion Mortgages (HECMs) - Clarification regarding borrower's recourse for repayment of HECM loan debt and termination of a HECM mortgage
08-37	Property Flipping Prohibition Exemption in Presidentially-declared Major Disaster Areas in Midwestern States
08-36	2009 FHA Maximum Mortgage Limits   Attachment I -- FHA Loan Limits for Areas AT CEILING AND ABOVE   Attachment II -- FHA Loan Limits for Areas BETWEEN CEILING AND FLOOR
08-35	HECM Mortgage Limits - Effective Immediately
08-34	HECM Origination Fee - New Limits
08-33	Home Equity Conversion Mortgage (HECM) for Purchase Program
08-32	Use of FHA Loss Mitigation During Bankruptcy
08-31	2008 Update of Preservation and Protection Guidelines, and Cost Reimbursements   Attachment -- Properties Securing FHA Insured Mortgages
08-30	HOPE for Homeowners Servicing Guidance (superseded by 09-43)
08-29	HOPE for Homeowners Origination Guidance (superseded by 09-43)   Attachments .zip
08-28	Prohibition on Mortgagee Funded Home Equity Conversion Mortgage (HECM) Counseling
08-27	Treble Damages for Failure to Engage in Loss Mitigation
08-26	New York State Consolidation, Extension, and Modification Agreement (CEMA)
08-25	Converting Existing Homes to Rentals-Underwriting Instructions
08-24	Home Equity Conversion Mortgage (HECM) Program - Requirements on Mortgage Originators
08-23	Revised Downpayment and Maximum Mortgage Requirements
08-22	Moratorium on Risk-Based Premiums for FHA Mortgage Insurance
08-21	FHA Loss Mitigation Program Updates
08-20	Management and Marketing (M&M) Change for the Philadelphia Homeownership Center (Philadelphia HOC)
08-19	Streamlined Processing of Multifamily Mortgage Insurance Applications Involving Low Income Housing Tax Credits   Attachment 1 - Commitment Special Conditions   Attachment 2 - Requirements applicable to the submission of deferred Drawings and Specifications   Attachment 3 - January 17, 2007 Office of Multifamily Housing Programs Memorandum   Attachment 4 - June 21, 2007 Office of Multifamily Housing Programs Memorandum
08-18	Termination of Telephone Access to Credit Alert Interactive Voice Response System (CAIVRS)
08-17	Non FHA-approved Mortgage Brokers - Forward Mortgages
08-16	Risk-Based Premiums for FHA Mortgage Insurance
08-15	FHA Loan Underwriting and Transmittal Summary, Form HUD-92900-LT and Addendum to Uniform Residential Loan Application, form HUD-92900-A
08-14	Home Equity Conversion Mortgage Program - Non FHA-Approved Mortgage Brokers
08-13	Expansion of FHASecure   Attachment - FHA Refinance Programs Comparison Matrix
08-12	Home Equity Conversion Mortgage (HECM) Program: Counseling Fee
08-11	Nontraditional Credit Verification and Evaluation
08-10	Update to Mortgagee Letter 2004-40 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
08-09	Second Appraisal Requirements/Limits on Cash-Out Refinances - Superseded by 09-48
08-08	Home Equity Conversion Mortgages - Fixed Interest Rate
08-07	Update to Mortgagee Letter 2004-40 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
08-06	Temporary Loan Limit Increase for FHA   Attachment 1 - FHA mortgage limits are at the ceiling   Attachment 2 - FHA mortgage limits are in between the ceiling and the floor
08-05	Tier Ranking Scores - Incentive Round 30   Attachment - Tier 1 Lenders for Round 30
08-04	FHA Multifamily Statutory Loan Limit Adjustments and Changes in Annual Base City High Cost Percentage for FHA-Insured Multifamily Housing in High-Cost Areas
08-02	2008 FHA Maximum Mortgage Limits   Attachment I   Attachment II
08-01	New Single Family Loan Servicing Contractor

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