2004 Mortgagee Letters

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Document Number	Title
04-48	Home Equity Conversion Mortgage (HECM) Counseling Requirements Simplified
04-47	Total Mortgage Scorecard User Guide Update
04-46	2005 FHA Maximum Mortgage Limits -- (Attachment 1) -- (Attachment 2)
04-45	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
04-44	Total Mortgage Scorecard Update
04-43	Eligibility of Mortgages on Hawaiian Home Lands Insured Under Section 247 -- (Attachment)
04-42	Delinquent Loan Reporting for Mortgages on Leaseholds of Hawaiian Home Lands Insured Pursuant to Section 247 of the National Housing Act
04-41	Revisions to Mortgagee Letter 87-9, Multifamily Accelerated Processing (MAP) Guide and HUD Handbook 4430.1 REV-1 Limitations on Lockout Periods Permitted on Refinanced FHA-Insured Mortgages and Loan Modifications Subject to an OMHAR/Office of Affordable Housing Preservation Restructuring
04-40	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
04-39	Home Equity Conversion Mortgages (HECM); Signature Reduction, Clarification of Required FHA Documents and Revised Instruction to "Residential Loan Application for Reverse Mortgages" - Single Family -- (Attachment)
04-38	Multifamily Servicing Policies to Assist Victims of Presidentially-Declared Disasters
04-37	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-36	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-35	Multifamily Servicing Policies to Assist Victims of Tropical Storm Bonnie and Hurricane Charley
04-34	Clarification of Mortgagee Letter 2003-17; Elimination of Paper Mortgage Insurance Certificates and data Integrity Improvement
04-33	Debenture Interest Changes
04-32	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-31	FHA Connection Business-to-Government (FHAC B2G) Specification
04-30	Loss Mitigation Performance Scores -- (Attachment)
04-29	Establishment of the Federal Housing Administration (FHA) Inspector Roster -- (Attachment)
04-28	Credit Policy Issues
04-27	Home Equity Conversion Mortgage (HECM) Program - Delayed Effective Date for Mortgagee Letter 2004-25 Instructions
04-26	Filing Conveyance  AND Pre-Foreclosure Sale Claims via the FHA Connection   Attachment A   Attachment B   Attachment C   Attachment D (Attachments .exe file)
04-25	Home Equity Conversion Mortgage (HECM) Program -- Clarification of HECM Counseling Requirements -- (Attachment)
04-24	Federal Housing Administration (FHA) Mortgages to United States Veterans
04-23	Enhancements to the Neighborhood Watch Early Warning System
04-22	Elimination of Paper Mortgage Insurance Certificates for Home Equity Conversion Mortgage (HECM) Claims
04-21	Revised Procedures for the Submission of form HUD-9807, Insurance Termination Request for Multifamily Mortgage (OMB Approval No. 2502-0416)
04-20	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
04-19	Mandatory Electronic Submission of Annual Audited Financial Statements
04-18	Refinancing Existing Home Equity Conversion Mortgages (HECM) and Revision to the HECM Calculation Software- Single Family -- (Attachment)
04-17	Social Security Number Validation
04-16	A New Interactive Website for Preservation and Protection Cost Allowables
04-15	The purpose of this Mortgagee Letter is to notify mortgagees that the Office of Single Family Asset Management's National Servicing Center (NSC) has relocated to a new address
04-14	Late Request for Endorsement Procedures
04-13	Credit Bureau Score Requirements for FHA-Insured Mortgages
04-12	Revised "Residential Loan Application for Reverse Mortgages" Required for Home Equity Conversion Mortgage (HECM) -- (Attachment)
04-11	Increase in High Cost Percentage for FHA-Insured Multifamily Housing in High-Cost Areas
04-10	Adjustable Rate Mortgages
04-9	Update of Preservation and Protection Mortgagee Letter 2003-05
04-8	Implementation of the Hospital Mortgage Insurance Act of 2003
04-7	Update to Preservation and Protection Mortgagee Letters 2002-10, 2002-19, and 2003-05
04-6	Revision to Chapter 6 (Quality Control Plan) of HUD Handbook 4060.1 REV-1 CHG-1, Mortgagee Approval Handbook
04-5	Address Change for First Madison Services, Inc. Single Family Loan Servicing Contractor
04-4	Revised Form HUD-92564-CN,  "For Your Protection: Get a Home Inspection"
04-3	Temporary Suspension of General Insurance and Special Risk Insurance Commitment Authority
04-2	Temporary Suspension of General Insurance and Special Risk Insurance Endorsement Authority
04-1	FHA's Total Mortgage Scorecard Deployment

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