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Transmittal: Coinsurance for Mortgage Lenders (Section 223(f)) |
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Table of Contents |
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CHAPTER 1: INTRODUCTION |
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CHAPTER 2: LENDER ELIGIBILITY, APPLICATION, APPROVAL AND |
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CHAPTER 3: PROGRAM REQUIREMENTS |
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CHAPTER 4: APPLICATION PROCEDURE - MORTGAGOR |
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CHAPTER 5: OPERATING PROCEDURES |
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CHAPTER 6: ARCHITECTURAL ANALYSIS |
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CHAPTER 7: COST PROCESSING |
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CHAPTER 8: THE VALUATION PROCESS |
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CHAPTER 9: THE MORTGAGE CREDIT PROCESS |
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CHAPTER 10: MANAGEMENT ANALYSIS |
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CHAPTER 11: UNDERWRITING |
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CHAPTER 12: CLOSING |
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CHAPTER 13: HUD LOCAL OFFICE ACTION |
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APPENDIX 1: FORMAT FOR COMPUTING TERM AND PRINCIPAL AND INTEREST |
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APPENDIX 2: APPLICATION FOR MULTIFAMILY HOUSING PROJECT |
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APPENDIX 3: PERSONAL FINANCIAL AND CREDIT STATEMENT |
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APPENDIX 4: FORMAT |
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APPENDIX 5: SUGGESTED CONTENT FOR MANAGEMENT AGENT PROFILE |
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APPENDIX 6: APARTMENT UNIT VACANCY AND TENANT TURNOVER REPORT |
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APPENDIX 7: TENANT ACCOUNTS RECEIVABLE AND DELINQUENCY ANALYSIS |
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APPENDIX 8: MANAGEMENT CERTIFICATION FOR COINSURED PROJECTS |
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APPENDIX 9: RENT FORMULA FOR EXISTING RENTAL |
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APPENDIX 10: REPLACEMENT COST FORMULA |
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APPENDIX 11: MORTGAGEE'S CERTIFICATE OF ACTUAL COST |
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APPENDIX 12: PROMISSORY NOTE |
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APPENDIX 13: TO COMPUTE FEES IN A PURCHASE TRANSACTION |
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APPENDIX 14: FORMAT TO COMPUTE OPERATING DEFICIT ESCROW |
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APPENDIX 15: FORMAT TO COMPUTE MAXIMUM AMOUNT PERMITTED TO BE |
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APPENDIX 16: FORMAT TO COMPUTE FEES IN A REFINANCING TRANSACTION |
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APPENDIX 17: MAXIMUM AMOUNT PERMITTED TO BE FINANCED THROUGH |
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APPENDIX 18: MANAGEMENT REVIEW REPORT |
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APPENDIX 19: MANAGEMENT REVIEW WORKSHEET |
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APPENDIX 20: CONDITIONAL COMMITMENT |
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APPENDIX 21: FIRM COMMITMENT FORMAT |
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APPENDIX 22: ANNUAL MORTGAGE PAYMENT FACTORS (PER $100) |
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APPENDIX 23: PREVIOUS PARTICIPATION CERTIFICATION |
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APPENDIX 24: PROJECT INCOME ANALYSIS AND APPRAISAL |
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APPENDIX 25: ESTIMATES OF MARKET RENT BY COMPARISON |
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APPENDIX 26: OPERATING EXPENSE ANALYSIS WORKSHEET |
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APPENDIX 27: SUPPLEMENT TO PROJECT ANALYSIS |
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APPENDIX 28: AGREEMENT AND CERTIFICATION |
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APPENDIX 29: Legal Requirements for Closing |
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APPENDIX 30: Mortgagor's Certificate |
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APPENDIX 31: Mortgagee's Certificate |
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APPENDIX 32: Mortgagee's Attorney's Opinion |
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APPENDIX 33: REGULATORY AGREEMENT FOR MULTIFAMILY HOUSING PROJECTS |
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