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Making Home Affordable
A recent expansion of the Making Home Affordable program now allows borrowers who are current but up to 125 percent underwater on their mortgage, and have mortgages currently owned or guaranteed by Fannie Mae and Freddie Mac to refinance those loans according to the terms of the Home Affordable Refinance program established earlier this year.
Renting?
To apply for low-income housing at privately owned apartments, you will need to visit the management office of each apartment building that interests you. For more information about renting and rental assistance, see our Rental Help page
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Buying a home?
Your credit history is a key factor in determining if you will be approved for a mortgage. A housing counselor can help you understand your credit and suggest ways to fix credit problems. To find a housing counselor near you,
visit our Homeownership page
Have a question about FHA?
Want to know more about FHASecure, reverse mortgages, FHA loans, or any other FHA program?
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See how HUD funds benefit your community
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