![[Photo: ]House](/local/common/images/hgv-pict-nm-2002-08-15.jpg)
Buying a home?
Your credit history is a key factor in determining if you’ll be approved for a mortgage. A housing counselor can help you understand your credit and suggest ways to fix credit problems. Visit our Homeownership page to find a housing counselor near you.
Free Grant Writing Workshop
Faith-based and community organizations: Learn how to become more competitive for federal grant funds at this free workshop. Learn more.
![[Photo: Apartment complex]](/local/common/images/apartment.jpg)
Need Help Renting?
To apply for low-income housing at a HUD-subsidized apartment, visit the management office of each apartment building that interests you. Visit our Rental Help page.
![[Logo: Homes and Communities: U.S. Department of Housing and Urban Development]](/images/common/hgv-bnr-logo1.gif){kind=logo}
![[The U.S. government's official web portal]](/images/common/hgv-tpc-usagov.gif){kind=small}
![[Photo: Exterior of the Redlands Apartments]](/local/nm/images/ss-pict-or-2004-03-18.jpg)
See how HUD funds benefit your community
![[logo: Fair Housing and Equal Opportunity]](/images/common/hgv-icn-fheo.gif){kind=small}
![[Logo: HUD seal]](/images/common/hgv-icn-seal.gif)