Active Housing Handbooks

• 1060.3 - Byrd Amendment - Limitations on Payments

• 2226.1 - Single Family Mortgage Insurance Case Binder Submission, Maintenance

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: GENERAL	PDF
  CHAPTER 2: RESPONSIBILITIES	PDF
  CHAPTER 3: SUBMISSION, RETENTION, RETIREMENT AND DISPOSAL OF SINGLE FAMILY HOME MORTGAGE CASE BINDERS	PDF
  CHAPTER 4: RETRIEVAL OF SINGLE FAMILY	PDF
  CHAPTER 5: SEPARATE FILE FOR FOLLOW-UP DOCUMENTS	PDF
  APPENDIX 1: Request for Single Family Case Binders	PDF
  APPENDIX 2: ADP Request for Insured Home Mortgage Case File	PDF
  APPENDIX 3: Sample Single Family Case Binder	PDF
  APPENDIX 4: Newly Insured Case Binder Shipping List	PDF
  APPENDIX 5: Memorandum	PDF

• 4000.1 - FHA Single Family Housing Policy Handbook, November 26, 2025
   - FHA Single Family Housing Policy Handbook (PDF)
   - Glossary/Acronyms (PDF)

  Access Single Family Housing Handbooks superseded in full by the Single Family Housing Policy Handbook 4000.1 (SF Handbook)

  Access previous versions of the FHA Single Family Housing Policy Handbook 4000.1.

• 4000.2 - Mortgagees' Handbook, Application through Insurance (Superseded by Handbook 4155.2)

  Current Version:

  As of March 2011, the topics in Handbook 4165.1 were updated and incorporated into the Handbooks 4155.1 and 4155.2.

  Previous Version

  HANDBOOK	PDF
  Transmittal: Mortgagees' Handbook, Application through Insurance	PDF
  Table of Contents	PDF
  FORWARD	PDF
  CHAPTER 1: INTRODUCTION	PDF
  CHAPTER 2: PROPERTY APPRAISAL AND VALUATION	PDF
  CHAPTER 3: MORTGAGE CREDIT ANALYSIS AND BORROWER APPROVAL	PDF
  CHAPTER 4: RECONSIDERATIONS, ASSIGNMENTS, AND CONVERSIONS	PDF
  CHAPTER 5: LOAN CLOSING AND INSURANCE	PDF
  CHAPTER 6: HOME MORTGAGE INSURANCE PROGRAMS	PDF
  APPENDIX 1: SINGLE-FAMILY HOMEOWNERSHIP CENTER JURISDICTIONS	PDF
  APPENDIX 2: CASE NUMBER PREFIXES	PDF
  APPENDIX 3: HOME MORTGAGE ADP CODES	PDF
  APPENDIX 4: STATES WITH LOW AND HIGH AVERAGE CLOSING COSTS	PDF
  APPENDIX 5: PROGRAM IDENTIFICATION CODES	PDF
  APPENDIX 6: EXTENDED LENDING AREAS FOR LOAN ORIGINATION	PDF
  APPENDIX 7: SUGGESTED FORMAT FOR REQUEST FOR MIC CORRECTION	PDF
  INDEX	PDF

• 4000.4 - Single Family Direct Endorsement Program (Superseded by Handbook 4155.2)

  Current Version:

  As of March 2011, the topics in Handbook 4165.1 were updated and incorporated into the Handbooks 4155.1 and 4155.2.

  Previous Version

  Transmittal: Single Family Direct Endorsement Program	PDF
  Table of Contents	PDF
  CHAPTER 1: GENERAL PROGRAM INFORMATION	PDF
  CHAPTER 2: MORTGAGEE APPROVAL	PDF
  CHAPTER 3: MORTGAGEE UNDERWRITING	PDF
  CHAPTER 4: HUD PROCESSING PROCEDURES	PDF
  CHAPTER 5: PROGRAM MANAGEMENT	PDF
  APPENDIX 1: Application Approval as Direct Endorsement Mortgagee and	PDF
  APPENDIX 2: Underwriter/Mortgagee Certification	PDF
  APPENDIX 3: UNDERWRITER CERTIFICATION	PDF
  APPENDIX 4: MORTGAGEE'S CERTIFICATIONS	PDF
  APPENDIX 5: Pre-Closing Submissions Log	PDF
  APPENDIX 6: Request for Insurance Endorsement Under the Direct	PDF
  APPENDIX 7: Underwriting Report	PDF
  APPENDIX 8: FORMAT - MORTGAGEE APPROVAL	PDF
  APPENDIX 9: FORMAT - MORTGAGEE APPROVAL LETTER	PDF
  APPENDIX 10: FORMAT - MORTGAGEE DISAPPROVAL LETTER	PDF
  APPENDIX 11: FORMAT - RETURN OF QUALITY CONTROL PLAN LETTER	PDF
  APPENDIX 12: FORMAT - MORTGAGEE PROBATION LETTER	PDF
  APPENDIX 13: FORMAT - WITHDRAWAL OF MORTGAGEE APPROVAL LETTER	PDF
  APPENDIX 14: FORMAT - REGISTERED/CERTIFIED	PDF
  APPENDIX 15: Direct Endorsement Underwriter/HUD Reviewer	PDF
  APPENDIX 16: HUD-54118-MCR Direct Endorsement/Post-Endorsement	PDF
  APPENDIX 17: PRE-ENDORSEMENT REVIEW CHECKLIST	PDF

• 4005.1 - Index of Housing Issuances

  Transmittal	PDF
  CHAPTER 01: POLICY	PDF
  APPENDIX 1: Current Mortgagee Letters	PDF
  APPENDIX 2: Current Title I Letters	PDF
  APPENDIX 3: Current Coinsuring Lender Letters	PDF
  APPENDIX 4: Index of Current Housing Notices	PDF

• 4010.1 - Definitions, Policy Statements and General Rulings

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: DEFINITIONS	PDF
  CHAPTER 2: POLICY STATEMENTS ON PUBLIC INFORMATION SERVICES	PDF
  CHAPTER 3: POLICY STATEMENTS CONCERNING COMMITMENTS	PDF
  CHAPTER 4: POLICY STATEMENTS CONCERNING AVOIDANCE OF SURPLUS HOUSING CONDITIONS, PROCESSING PRIORITIES AND REVIEWS	PDF
  CHAPTER 5: POLICY STATEMENTS CONCERNING CHANGES IN JURISDICTIONAL BOUNDARIES OF MORTGAGE INSURANCE OPERATIONS	PDF
  CHAPTER 6: REPORTS AND AGREEMENTS	PDF
  CHAPTER 7: MANDATORY FLOOD INSURANCE REQUIREMENT IN SPECIAL	PDF
  CHAPTER 8: PROCEDURE FOR ENVIRONMENTAL CLEARANCE OF HUD INSURED PROJECTS, SUBDIVISIONS AND LOW RENT HOUSING PROJECTS	PDF
  APPENDIX A: INSTRUCTIONS FOR COMPLETING THE NORMAL AND SPECIAL ENVIRONMENTAL CLEARANCE FORM FOR HOUSING PROJECTS	PDF
  APPENDIX B: NORMAL AND SPECIAL ENVIRONMENTAL CLEARANCE	PDF
  APPENDIX C: QUARTERLY REPORT OF ENVIRONMENTAL WORKLOAD	PDF

• 4045.2 - Procedural Actions Accompanying Changes in the Maximum FHA

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: INCREASE IN INTEREST RATE: MORTGAGE AND LOAN INSURANCE PROGRAMS	PDF
  CHAPTER 2: INCREASE IN INTEREST RATE: MULTIFAMILY MORTGAGE AND LOAN INSURANCE PROGRAMS	PDF
  CHAPTER 3: DECREASE IN INTEREST RATE: HOME MORTGAGE AND LOAN INSURANCE PROGRAMS	PDF
  CHAPTER 4: DECREASE IN INTEREST RATE: MULTIFAMILY MORTGAGE AND LOAN INSURANCE PROGRAMS	PDF
  APPENDIX 1: FACTORS FOR USE WHEN FHA MAXIMUM INTEREST RATE HANGS	PDF
  APPENDIX 2: MARKET RENT FACTORS	PDF
  APPENDIX 3: OBLIGATION OF CONTRACT AUTHORITY	PDF
  APPENDIX 4: HUD/FHA HOME AND MULTIFAMILY MORTGAGE	PDF

• 4050.3 - Computerized Underwriting Processing System (CUPS) User's Handbook
• 4050.5 - Section 8 Management Information System Reporting Instructions

• 4065.1 - Previous Participation Certificate (HUD-2530) Handbook

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: GENERAL	PDF
  CHAPTER 2: MAINTENANCE OF DATA AND PROCESSING	PDF
  CHAPTER 3: HEADQUARTERS PROCESSING	PDF
  CHAPTER 4: RIGHTS OF PRINCIPALS	PDF
  CHAPTER 5: OTHER REQUIREMENTS	PDF
  APPENDIX 1: 24 C.F.R. Part 200 - HUD Housing Programs; Previous	PDF
  APPENDIX 2: Form HUD-2530-USDA/FmHA and instructions - Previous	PDF
  APPENDIX 3: Programs Requiring HUD-2530 Approval	PDF

• 4070.1 - Construction Complaints and Section 518(a) and (b)

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: CONSTRUCTION COMPLAINTS	PDF
  CHAPTER 2: CORRECTION OF STRUCTURAL DEFECTS IN NEW HOMES SEC.	PDF
  CHAPTER 3: CORRECTION OF DEFECTS IN EXISTING HOMES SEC. 518(b)	PDF

• 4075.15 - Guide to Use of the FHA Soil PVC Meter
• 4110.1 - Single Family Remittance Processing Procedures
• 4140.2 - Land Planning Procedures and Data for Insurance for Home Mortgage
• 4140.3 - Land Planning Data Sheet
• 4145.1 - Architectural Processing and Inspections for Home Mortgage Insurance (Superseded in part by HUD Handbook 4000.1)
• 4165.1 - Endorsement for Insurance for Home Mortgage Programs (Single Family)
• 4210.2 - Section 235(i) Fiscal Instructions for HUD-FHA Field Offices
• 4225.1 - Section 312 Processing
• 4232.1 - Healthcare Mortgage Insurance Program
• 4245.1 - Section 220(d), (3), (A), and Section 220(h) Rehabilitation and Neighborhood Conservation Housing Insurance Program
• 4265.1 - Home Mortgage Insurance Condominium Units
• 4315.1 - Multifamily Property Disposition - Management
• 4320.1 - Property Disposition Contracting
• 4330.1 - Administration of Insured Home Mortgages (Superseded in part by HUD Handbook 4000.1)
• 4330.2 - Mortgage Assignment Processing and Secretary-Held Servicing

• 4335.2 - Secretary-Held Servicing

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: CONSTRUCTION COMPLAINTS	PDF
  CHAPTER 2: CORRECTION OF STRUCTURAL DEFECTS IN NEW HOMES SEC.	PDF
  CHAPTER 3: CORRECTION OF DEFECTS IN EXISTING HOMES SEC. 518(b)	PDF

• 4350.1 - Multifamily Asset Management and Project Servicing
• 4350.2 - Section 8 Loan Management Set-Aside Program for Projects
• 4350.3 - Occupancy Requirements of Subsidized Multifamily Housing Programs
• 4350.4 - Insured Multifamily Mortgagee Servicing and Field Office Handbook
• 4350.5 - Subsidy Contract Administration and Field Monitoring
• 4350.6 - Processing Plans of Action Under the Low-Income Housing
• 4355.1 - Flexible Subsidy
• 4360.1 - Multifamily Asset Management and Project Servicing

• 4370.1 - Reviewing Annual and Monthly Financial Reports Handbook

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: INTRODUCTION	PDF
  CHAPTER 2: REVIEWING ANNUAL STATEMENTS	PDF
  CHAPTER 3: MONTHLY ACCOUNTING REPORTS	PDF
  CHAPTER 4: MONITORING	PDF
  CHAPTER 5: IMPOSING SANCTIONS ON INDEPENDENT PUBLIC	PDF
  APPENDIX 1: FORM LETTER TO REMIND OWNERS OF ANNUAL FINANCIAL	PDF
  APPENDIX 2: FORM LETTER TO REMIND OWNERS TO SUBMIT ANNUAL FINANCIAL	PDF
  APPENDIX 3: MIPS OUTPUT REPORTS	PDF
  APPENDIX 4: FORM LETTER TO NOTIFY OWNERS TO SUBMIT DELINQUENT	PDF
  APPENDIX 5: ANNUAL FINANCIAL STATEMENT COMPLETENESS CHECKLIST	PDF
  APPENDIX 6: SAMPLE LETTER TO OBTAIN MISSING OR CORRECTED FINANCIAL	PDF
  APPENDIX 7: ANNUAL FINANCIAL STATEMENT REVIEW WORKSHEET	PDF
  APPENDIX 8: CRIMINAL STATUTES	PDF
  APPENDIX 9: Statement of Profit and Loss	PDF
  APPENDIX 10: Rent Schedule Low Rent Housing	PDF
  APPENDIX 11: ATTACHMENT- FORM HUD-93486 Computation of Surplus Cash Distributions and Residual Receipts	PDF
  APPENDIX 12: EXPLANATION OF MIPS FLAGS AND RATIONS	PDF
  APPENDIX 13: SAMPLE LETTER TRANSMITTING RESULTS OF FINANCIAL	PDF
  APPENDIX 14: OFFICE OF MULTIFAMILY HOUSING MANAGEMENT AND OCCUPANCY	PDF
  APPENDIX 15: Schedule A Monthly Report for Establishing Net Income	PDF
  APPENDIX 16: PROJECT MONTHLY ACCOUNTING SUMMARY WORKSHEET	PDF
  APPENDIX 17: GLOSSARY	PDF
  APPENDIX 18: ACRONYMS	PDF

• 4370.2 - Financial Operations and Accounting Procedures for Insured Handbook

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: INTRODUCTION	PDF
  CHAPTER 2: FINANCIAL OPERATIONS AND ACCOUNTING	PDF
  CHAPTER 3: FINANCIAL REPORTS AND SUPPORTING DATA	PDF
  CHAPTER 4: HUD CHART OF ACCOUNTS	PDF
  APPENDIX 1: CRIMINAL STATUTES	PDF
  APPENDIX 2: COMPUTATION OF SURPLUS CASH, DISTRIBUTIONS AND	PDF
  APPENDIX 3: Monthly Report of Excess Income	PDF
  APPENDIX 4: STATEMENT OF FINANCIAL POSITION	PDF
  APPENDIX 5: Statement of Profit and Loss	PDF
  APPENDIX 6: Rent Schedule Low Rent Housing	PDF
  APPENDIX 7: Budget Worksheet Income and Expense Projections	PDF
  APPENDIX 8: STATEMENT OF RETAINED EARNINGS	PDF
  APPENDIX 9: STATEMENT OF CHANGES IN PARTNERS' EQUITY	PDF
  APPENDIX 10: STATEMENT OF CASH FLOWS	PDF
  APPENDIX 11: NOTES TO THE FINANCIAL STATEMENTS	PDF
  APPENDIX 12: Independent Auditor's Report - Unqualified Opinion	PDF
  APPENDIX 13: AUDITOR'S REPORT ON THE INTERNAL CONTROL STRUCTURE	PDF
  APPENDIX 14: AUDITOR'S REPORT ON COMPLIANCE	PDF
  APPENDIX 15: AUDITOR'S MANAGEMENT LETTER OR SCHEDULE OF FINDINGS AND QUESTIONED COSTS	PDF
  APPENDIX 16: GLOSSARY	PDF
  APPENDIX 17: ACRONYMS	PDF

• 4370.3 - Uniform System of Accounts for Cooperative Housing Corporations

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: INTRODUCTION	PDF
  CHAPTER 2: COMPUTERIZED AND MANUAL FINANCIAL ACCOUNTING	PDF
  CHAPTER 3: INSTRUCTIONS FOR THE PREPARATION OF THE ANNUAL OPERATING BUDGET	PDF
  CHAPTER 4: INSTRUCTIONS FOR THE PREPARATION OF THE MONTHLY REPORTS	PDF
  CHAPTER 5: REQUIREMENTS FOR ANNUAL FINANCIAL REPORTS AND SUPPORTING DATA	PDF
  CHAPTER 6: HUD CHART OF ACCOUNTS	PDF
  APPENDIX 1 - Budget Worksheet Income and Expense Projections	PDF
  APPENDIX 2 - Monthly Revenue/Expense Schedule	PDF
  APPENDIX 3 - Statement of Financial Position	PDF
  APPENDIX 4 - Schedule A Monthly Report for Establishing Net Income	PDF
  APPENDIX 5 - Monthly Report of Excess Income	PDF
  APPENDIX 6 - Schedule of Calculating Excess	PDF
  APPENDIX 7 - Statement of Profit and Loss	PDF
  APPENDIX 8 - Statement of Cash Flows	PDF
  APPENDIX 9 - Statement of Retained Earnings	PDF
  APPENDIX 10 - Independent Auditor's Report - Unqualified Opinion	PDF
  APPENDIX 11 - Auditor's Report on the Internal Control Structure	PDF
  APPENDIX 12 - Auditor's Report on Compliance	PDF
  APPENDIX 13 - Auditor's Management Letter or Schedule of Findings	PDF
  APPENDIX 14 - Glossary	PDF
  APPENDIX 15 - Acronyms	PDF

• 4370.4 - Basic Accounting Desk Reference for HUD Loan Servicers

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: INTRODUCTION	PDF
  CHAPTER 2: THE ACCOUNTING PROCESS	PDF
  CHAPTER 3: STATEMENT OF FINANCIAL POSITION	PDF
  CHAPTER 4: STATEMENT OF INCOME IN DETAIL	PDF
  CHAPTER 5: STATEMENT OF CASH FLOWS IN DETAIL	PDF
  CHAPTER 6: STATEMENT OF RETAINED EARNINGS IN DETAIL	PDF
  CHAPTER 7: AUDITING CONCEPTS	PDF
  APPENDIX 1: FINANCIAL STATEMENTS PACKAGE	PDF
  APPENDIX 2: GLOSSARY	PDF
  APPENDIX 3: ACRONYMS	PDF

• 4381.5 - The Management Agent Handbook

  Transmittal	PDF
  Cover	PDF
  Table of Contents	PDF
  Chapter 1: Introduction	PDF
  Chapter 2: Approval of Management Agents	PDF
  Chapter 3: Allowable Management Fees From Project Funds	PDF
  Chapter 4: Working with Residents	PDF
  Chapter 5: Encouraging Training and Employment Opportunities	PDF
  Chapter 6: Program Monitoring	PDF
  Chapter 7: Program Compliance	PDF
  Chapter 8: Service Coordinator	PDF
  Chapter 9: Neighborhood Networks	PDF
  APPENDIX 1: PREVIOUS PARTICIPATION CERTIFICATION (Form HUD-2530)	PDF
  APPENDIX 2: MANAGEMENT ENTITY PROFILE (Form HUD-9832)	PDF
  APPENDIX 3: PROJECT OWNER'S CERTIFICATION FOR OWNER-MANAGED MULTIFAMILY HOUSING PROJECTS (Forms HUD-9830-A, 9830-B, & 9830-C)	PDF
  APPENDIX 4: SPECIAL INSTRUCTIONS FOR PROCESSING RENT INCREASES	PDF
  APPENDIX 5: MANAGEMENT REVIEW FORM AND INSTRUCTIONS (Form HUD-9834)	PDF
  APPENDIX 6: PHYSICAL INSPECTION REPORT (Form HUD-9822)	PDF
  APPENDIX 7: NEIGHBORHOOD NETWORKS FACT SHEET	PDF

• 4400.1 - Project Mortgage Insurance - Basic Section 207 Instructions
• 4410.1 - Project Fiscal Procedures
• 4420.1 - Housing Production and Mortgage Credit-Federal Housing Administration
• 4425.1 - Basic Underwriting

• 4430.1 - Initial Closing for Project Mortgages

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: PREPARATION FOR INITIAL CLOSING	PDF
  APPENDIX 1: LEGAL REQUIREMENTS FOR INITIAL CLOSING	PDF
  APPENDIX 2: ARCHITECTURE AND COST BRANCH	PDF
  APPENDIX 3: MORTGAGE CREDIT BRANCH	PDF
  APPENDIX 4: VALUATION BRANCH	PDF
  APPENDIX 5: HOUSING PROGRAMS BRANCH	PDF
  APPENDIX 6: AMENDMENT TO AIA DOCUMENT B181, STANDARD FORM OF	PDF
  APPENDIX 7: CERTIFICATION OF ARCHITECTURAL/ENGINEERING FEES	PDF
  APPENDIX 8: AMENDMENT TO THE CONSTRUCTION CONTRACT	PDF
  APPENDIX 9: AMENDMENT TO THE CONSTRUCTION CONTRACT	PDF
  APPENDIX 10: THIRD PARTY OBLIGEE CERTIFICATION	PDF

• 4435.1 - Project Construction and Servicing Before Final Closing

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: CONSTRUCTION STAGE FOR PROJECTS WITH INSURED ADVANCES	PDF
  CHAPTER 2: CONSTRUCTION STAGE FOR INSURANCE UPON COMPLETION	PDF
  CHAPTER 3: COMPLETION OF REPAIRS PURSUANT TO SECTION 223(f)	PDF
  CHAPTER 4: PROBLEMS BEFORE FINAL CLOSING	PDF
  CHAPTER 5: COST CERTIFICATION	PDF
  CHAPTER 6: PERFORMANCE REVIEW ACTIONS	PDF
  APPENDIX 1: AGREEMENT AUTHORIZING REOPENING OF MORTGAGE TRANSACTION	PDF
  APPENDIX 2: AGREEMENT AUTHORIZING DEFERMENT OF PRINCIPAL PAYMENTS	PDF
  APPENDIX 3: BLENDED INTEREST RATE CALCULATION	PDF
  APPENDIX 4: REQUEST TERMINATION OF THE OWNER-ARCHITECT AGREEMENT	PDF
  APPENDIX 5: REQUEST FOR EARLY PARTIAL RELEASE OF CONTRACTOR'S	PDF

• 4440.1 - Final Closing Commitment for Project Mortgage Insurance, dated 12/7

  Letter of Transmittal	PDF
  TABLE OF CONTENTS	PDF
  CHAPTER 1: GENERAL	PDF
  CHAPTER 2: PROPERTY INSURANCE REQUIREMENTS	PDF
  CHAPTER 3: INCOMPLETE ON-SITE FACILITIES	PDF
  CHAPTER 4: CHATTEL MORTGAGE, ATTORNEY'S OPINION & FIRST PAYMENT TO	PDF
  CHAPTER 5: COST CERTIFICATION	PDF
  CHAPTER 6: MORTGAGE	PDF
  CHAPTER 7: FINAL ENDORSEMENT	PDF
  CHAPTER 8: GUARANTEE FOLLOWING COMPLETION	PDF
  CHAPTER 9: DISTRIBUTION OF CLOSING INSTRUMENTS	PDF
  CHAPTER 10: REQUISITION FOR AMORTIZATION SCHEDULES	PDF
  CHAPTER 11: FINAL CLOSING - INSURANCE UPON COMPLETION	PDF

• 4445.1 - Underwriting-Technical Direction for Project Mortgage Insurance

• 4450.1 - Cost Estimation for Project Mortgage Insurance

  Transmittal: Cost Estimation for Project Mortgage Insurance	PDF
  Table of Contents	PDF
  CHAPTER 1: DATA	PDF
  CHAPTER 2: PROJECT PROCESSING	PDF
  CHAPTER 3: COST ESTIMATION	PDF
  CHAPTER 4: SUPPLEMENTAL COST ESTIMATES	PDF
  CHAPTER 5: CONSTRUCTION PERIOD	PDF
  CHAPTER 6: COST CERTIFICATION	PDF
  CHAPTER 7: COST ESTIMATION - SUBSTANTIAL REHABILITATION	PDF

• 4460.1 - Architectural Analysis and Inspections for Project Mortgage Insurance

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: GENERAL	PDF
  CHAPTER 2: ARCHITECTURAL PROCESSING	PDF
  CHAPTER 3: ARCHITECTURAL INSPECTION	PDF
  CHAPTER 4: REHABILITATION	PDF
  CHAPTER 5: ARCHITECTURAL ANALYSIS AND INSPECTION SECTION 223(f)	PDF
  APPENDIX 1: SPECIFICATION GUIDE	PDF
  APPENDIX 2: STANDARD FORM OF AGREEMENT BETWEEN OWNER AND	PDF
  APPENDIX 3: ARCHITECT'S CERTIFICATION FOR SERVICES	PDF

• 4465.1 - Valuation Analysis for Project Mortgage Insurance

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: THE VALUATION PROCESS	PDF
  CHAPTER 2: MARKET VALUE OF LAND	PDF
  CHAPTER 3: GROUND LEASES	PDF
  CHAPTER 4: APPRAISAL OF AIR RIGHTS	PDF
  CHAPTER 5: ESTIMATED RENTAL INCOME	PDF
  CHAPTER 6: OPERATING EXPENSE ESTIMATES	PDF
  CHAPTER 7: INCOME APPROACH TO VALUE	PDF
  CHAPTER 8: MARKET COMPARISON APPROACH TO VALUE	PDF
  CHAPTER 9: BID FIGURES ON FORECLOSURES, AND DISPOSITION	PDF
  CHAPTER 10: REHABILITATION	PDF

• 4470.1 - Mortgage Credit Analysis for Project Mortgage Insurance

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: NATURE AND PURPOSE OF MORTGAGE CREDIT ANALYSIS	PDF
  CHAPTER 2: CREDIT INVESTIGATION	PDF
  CHAPTER 3: FINANCIAL STATEMENTS	PDF
  CHAPTER 4: COMMITMENT PROCESSING	PDF
  CHAPTER 5: PREPARING FOR INITIAL LOAN CLOSING	PDF
  CHAPTER 6: ANALYSIS OF A PERSONAL UNDERTAKING	PDF
  CHAPTER 7: ASSURANCES AND ADVANCES FOR OFFSITE FACILITIES	PDF
  CHAPTER 8: INSURANCE OF ADVANCES	PDF
  CHAPTER 9: CONSTRUCTION CHANGES: PAPERWORK & FINANCIAL REQUIREMENTS	PDF
  CHAPTER 10: INSURANCE UPON COMPLETION (IUC)	PDF
  CHAPTER 11: BASIC INSTRUCTION - COST CERTIFICATION	PDF
  CHAPTER 12: PROMISSORY NOTES	PDF
  CHAPTER 13: SUBSTITUTION OF MORTGAGORS AND TRANSFER	PDF
  CHAPTER 14: EVALUATING NONPROFIT SPONSORS AND MORTGAGORS FOR	PDF
  CHAPTER 15: BOND FINANCED PROJECTS	PDF
  CHAPTER 16: INSTRUCTIONS FOR PROCESSING A MULTIFAMILY INSURED	PDF
  CHAPTER 17: OPERATING LOSS LOANS	PDF
  CHAPTER 18: SUBSIDY LAYERING/TAX CREDITS	PDF
  CHAPTER 19: SECTION 223(a)(7) PROGRAM	PDF
  CHAPTER 20: SECTION 223(f) PROGRAM	PDF
  CHAPTER 21: SECTION 213 PROGRAM	PDF
  CHAPTER 22: SECTION 220 PROGRAM	PDF
  CHAPTER 23: SECTION 221(d) PROGRAM	PDF
  CHAPTER 24: SECTION 231 PROGRAM	PDF
  CHAPTER 25: SECTION 232 PROGRAM	PDF
  CHAPTER 26: SECTION 234 PROGRAM	PDF
  CHAPTER 27: SECTION 241 PROGRAM	PDF
  CHAPTER 28: SECTION 242 PROGRAM	PDF

• 4500.1 - Allowances for Making Nonprofit Projects Operational (AMPO)
• 4510.1 - Rental and Cooperative Housing for Lower-Income Families - Section
• 4535.3 - Section 106(b) Nonprofit Sponsor Assistance Loans for Section 202
• 4545.1 - Mobile Home Park Program, Section 207
• 4550.1 - Basic Cooperative Housing Insurance
• 4550.2 - Pre-Sale Management Type Cooperatives
• 4550.3 - Existing Construction - Cooperative Housing
• 4550.4 - Supplementary Loan - Cooperative Housing
• 4550.5 - Investor-Sponsor and Nonprofit Sponsorship of Housing Cooperatives
• 4550.6 - Sales Type Cooperatives
• 4555.1 - Section 220, Rental Housing in Urban Renewal Areas for Project
• 4560.1 - Mortgage Income for Multifamily Moderate Income Housing Projects
• 4560.3 - Mortgage Insurance for Single Room Occupancy (SRO) Projects, Section
• 4561.1 - Coinsurance for Mortgage Lenders Section 221(d), Multifamily
• 4561.2 - Management Servicing and Disposition Requirements for Projects with 221(D) Coinsured Loans

• 4565.1 - Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: INTRODUCTION	PDF
  CHAPTER 2: GENERAL APPLICABILITY, BASIC TERMS AND PROCEDURES	PDF
  CHAPTER 3: ARCHITECTURAL ANALYSIS AND INSPECTION	PDF
  CHAPTER 4: CONSTRUCTION COST PROCESSING	PDF
  CHAPTER 5: VALUATION	PDF
  CHAPTER 6: MORTGAGE CREDIT PROCESSING	PDF
  CHAPTER 7: PROJECTS IN OLDER, DECLINING URBAN AREAS	PDF
  APPENDIX 2: Fair Housing Marketing Certification	PDF
  APPENDIX 4: CONDITIONAL COMMITMENT	PDF
  APPENDIX 5: FORMAT FOR LETTER VERIFYING EXISTING INDEBTEDNESS	PDF
  APPENDIX 6: FHA FORM NO. 2223	PDF

• 4566.1 - Coinsurance for Mortgage Lenders (Section 223(f))
• 4566.2 - Management, Servicing and Disposition Requirements for Projects
• 4567.1 - Refinancing of Insured Multifamily Projects Pursuant to Section 223(a)(7)
• 4571.1 - Section 202 Direct Loan Program for Housing for the Elderly or Handicapped
• 4571.2 - Section 811 Supportive Housing for Persons with Disabilities
• 4571.3 - Section 202 Supportive Housing for the Elderly
• 4571.4 - Supportive Housing for Persons with Disabilities, Conditional Commitment - Final Closing, dated June 1994
• 4571.5 - Supportive Housing for the Elderly - Conditional Commitment - Final
• 4580.1 - Mortgage Insurance for Condominium Housing Insured Under Section 234(d) of the National Housing Act, June 1973
• 4585.1 - Supplemental Loans for Project Mortgage Insurance - Section 241
• 4590.1 - Housing Finance Agency Risk-Sharing Pilot Program
• 4591.1 - Housing Development Grant Monitoring

• 4615.1 - Mortgage Insurance for Hospitals

  Transmittal, Chg-1	PDF
  Transmittal	PDF
  HANDBOOK	PDF
  APPENDIX 1: Adjusted Patient Days Calculation	PDF
  APPENDIX 2: Mortgageable and Non-Mortgageable Costs	PDF
  APPENDIX 3: Applicant's Guide - Pre-Application	PDF
  APPENDIX 4: Applicant's Guide	PDF
  APPENDIX 5: Applicant's Guide - Critical Access Hospitals	PDF
  APPENDIX 6: Section 223(A)(7) Refinancing	PDF
  APPENDIX 7: Insurance Requirements	PDF
  APPENDIX 8: Construction Guide	PDF
  APPENDIX 9: Financial Statement Presentation	PDF

• 4630.1 - Group Practice Facilities
• 4640.1 - Congregate Housing Services Program (CHSP) Operating Procedures
• 4740.2 - Title I and Other Debt Collection Guidance
• 4815.1 - Land Planning Analysis for Title X Land Development Projects
• 4820.1 - Engineering Analysis for Title X Land Development Projects
• 4910.1 - Minimum Property Standards for Housing, 1994 Edition (Superseded in part by HUD Handbook 4000.1)

• 4940.3 - Minimum Design Standards for Community Sewerage Systems

  Transmittal: Minimum Design Standards for Community Sewerage	PDF
  Contents	PDF
  OBJECTIVE	PDF

• 4950.1 - Technical Suitability of Products Program Processing

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: GENERAL	PDF
  CHAPTER 2: ENGINEERING BULLETINS, REGIONAL LETTERS OF ACCEPTANCE	PDF
  CHAPTER 3: MATERIALS RELEASES	PDF
  CHAPTER 4: USE OF MATERIALS BULLETINS	PDF
  APPENDIX 1: SAMPLES OF BULLETINS	PDF
  APPENDIX 2: STATES, CATEGORY III HOUSING	PDF
  APPENDIX 3: DESCRIPTION OF MATERIALS	PDF
  APPENDIX 4: MODULAR & PANELIZED HOUSING FACTORY INSPECTION REPORT	PDF

• 7400.10 - Housing Funding Control

  Transmittal	PDF
  Table of Contents	PDF
  CHAPTER 1: PURPOSE AND SCOPE	PDF
  CHAPTER 2: TERMS AND DEFINITIONS	PDF
  CHAPTER 3: STAFF ROLES AND RESPONSIBILITIES	PDF
  CHAPTER 4: HEADQUARTERS ALLOCATION PROCEDURES	PDF
  CHAPTER 5: REGIONAL OFFICE ALLOCATION PROCEDURES	PDF
  CHAPTER 6: FIELD OFFICE ALLOCATION PROCEDURES	PDF
  CHAPTER 7: TRACKING HUD RENTAL HOUSING UNITS AND BUDGET AUTHORITY	PDF
  CHAPTER 8: RESERVATION PROCEDURES	PDF
  CHAPTER 9: FIELD OFFICE PROCESSING AND ADVERTISING EXPENSES	PDF
  CHAPTER 10: FUND CONTROL RECORDS	PDF
  CHAPTER 11: RESERVED	PDF
  APPENDIX 1: REGIONAL FUND AND CONTRACT AUTHORITY ASSIGNMENT FOR THE SECTION 8 HOUSING PROGRAM (KANSAS CITY)	PDF
  APPENDIX 2: REGIONAL FUND AND CONTRACT AUTHORITY ASSIGNMENT FOR THE SECTION 8 HOUSING PROGRAM (DES MOINES OFFICE)	PDF
  APPENDIX 4: TABLE OF APPLICABLE CODES FOR SECTION 8	PDF
  APPENDIX 5: SAMPLE FORMAT OF APPROVAL MEMORANDUM FOR CONGRESSIONAL	PDF
  APPENDIX 8: CUMULATIVE MONTHLY REPORTING FOR FEE EXPENSES	PDF
  APPENDIX 14: REPORTS USED FOR MONITORING	PDF

• 7420.5 - Admission of Single Persons to Low-Income and Lower-Income Assisted Housing
• 7610.0 - HECM Housing Counseling Protocol

• 7610.1 - Housing Counseling Program

  Transmittal (Rev 7)	PDF
  Introduction	PDF
  Handbook	PDF