Self-Help Homeownership Opportunity Program
Overview
SHOP authorizes HUD to make competitive grants to national and regional nonprofit organizations and consortia that have experience in providing or facilitating self-help housing opportunities. Grants are to be used by the grantee or its affiliates for eligible expenses in connection with developing non-luxury housing for low-income families and persons who otherwise would be unable to purchase a house.
Eligible expenses for grants are limited to land acquisition (including financing and closing costs), infrastructure improvements (installing, extending, constructing, rehabilitating, or otherwise improving utilities and other infrastructure), and administrative costs (up to 20 percent of the grant amount). Homebuyers must contribute a significant amount of sweat equity toward the construction of their homes.
SHOP also requires community participation through volunteers who assist the homebuyers on the construction of the homes. Assisted units must be decent, safe, and sanity non-luxury dwellings that comply with local building and safety codes and standards. These units must be sold to eligible low-income homebuyers at prices below the prevailing market price.
SHOP is authorized by the Housing Opportunity Program Extension Act of 1996, Section 11, and is subject to other federal crosscutting requirements. No separate program regulations exist.
I Want To Review
Notice of Funding Opportunities (NOFOs):
Applicant Eligibility:
- National and regional nonprofit organizations and consortia with experience in providing or facilitating self-help homeownership housing, involving a significant contribution of homebuyer sweat equity and volunteer labor, may apply.
- Applicants must have completed at least 30 units of self-help homeownership housing within the last 24 months in an area consisting of at least two States.
Legal Authority:
- Section 11 of the Housing Opportunity Program Extension Act of 1996 (42 U.S.C. 12805 note)
Resources
Technical Guidance:
- 1-877-787-2526
- 202-708-2290
Funding Availability:
| Fiscal Year | Approximate Funding | Funding Opportunity Number |
|---|---|---|
| 2024 | $12,000,000 | FR-6800-N-19 |
| 2023 | $13,500,000 | FR-6700-N-19 |
| 2022 | $12,500,000 | FR-6600-N-19 |
| 2021 | $10,000,000 | FR-6500-N-19 |
| 2020 | $10,000,000 | FR-6400-N-19 |
| 2019 | $10,000,000 | FR-6300-N-19 |
| 2018 | $10,000,000 | FR-6200-N-19 |
| 2017 | $10,000,000 | FR-6100-N-19 |
| 2016 | $10,000,000 | FR-6000-N-19 |
| 2015 | $10,000,000 | FR-5900-N-19 |
| 2014 | $10,000,000 | FR-5800-N-19 |
| 2013 | $12,500,000 | FR-5700-N-19 |
Content current as of July 23, 2025.