Lenders and Brokers

Information by State  Print version   Why ENERGY STAR? Lower utility bills: Reduce energy bills for homeowners by $200-$400 per year. Reduce maintenance: New HVAC systems, advanced controls and efficient lighting reduce maintenance demands. Increase property value: Energy-efficient homes consistently earn higher resale prices than average homes. For More Information For questions, comments or further information on HUD's Energy Action Plan or HUD's energy initiatives, please email EnergyAction@hud.gov. or call (202) 402-2978.

ENERGY STAR qualified new homes use substantially less energy than conventional homes, saving homeowners $200-$400 a year on their utility bills. These homes also feature greater durability and comfort.

Any single-family or multi-family residential home that is three stories or less in height can qualify to receive the ENERGY STAR label. This includes traditional site-constructed homes as well as modular, systems-built (e.g., insulated concrete forms, structurally insulated panels), and HUD-code manufactured homes.

To earn the label, a home must be least 30% more energy-efficient in its heating, cooling and water heating than a comparable home built to the 1993 Model Energy Code (MEC), and 15% more efficient than the state energy code.

Finance an ENERGY STAR Qualified Home
ENERGY STAR mortgages can help a homebuyer qualify for larger loans at their current income level. ENERGY STAR mortgages allow lenders to increase their loan amount by factoring in the home's estimated monthly utility savings. This means the homebuyer can purchase a larger house or extra options. By making homes more affordable, ENERGY STAR mortgages also help building professionals sell higher quality, more efficient homes.

Find Help
Use the Partner Locator to find home builders that build ENERGY STAR qualified new homes, lenders that offer ENERGY STAR mortgages, utilities that offer special incentives to buyers and builders, and home energy raters that can verify the energy efficiency of a home.

Become a Partner!
Lenders & Sponsors of New Homes that partner with and encourage the use of ENERGY STAR in new homes will see increased profits, satisfied customers, and environmental benefits.